Manager, Financing Solutions

Banque Nationale du Canada; Kelowna; Hybrid; CAD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a skilled Manager of Financing Solutions to enhance the client experience through expert credit underwriting and risk management. This role involves analyzing financial statements, managing client relationships, and delivering tailored solutions for medium to large commercial clients. Join a dynamic team that values collaboration and offers a hybrid work model to help you achieve work/life balance. With a focus on personal and professional growth, this position promises a rewarding career path in financial services, where your contributions will make a meaningful impact on clients' lives.

Benefits

Health and wellness program

Employee Share Ownership Plan

Employee and Family Assistance Program

Preferential banking services

Opportunities to get involved in community initiatives

Virtual sleep clinic

Qualifications

• 3+ years of experience in business banking or commercial lending.
• Strong analytical skills for reading and understanding financial statements.

Responsibilities

• Manage credit underwriting and client relationships for commercial clients.
• Implement risk management protocols and ensure compliance.

Skills

Communication

Credit Underwriting

Diversity & Inclusion

Empathy

Financial Statements

Initiative

Learning Agility

Resiliency

Teamwork

Education

Bachelor’s degree in commerce, finance, or accounting

Job description

Area of Interest: Advisory services, Commercial banking

Our core focus is to become the best full-service bank for business owners in Canada. How do we do this? By delivering a proactive client experience through highly personalized service, specialized expertise, and customized solutions. And we do all this with an unrivalled sense of urgency that our clients love about us.

The Manager, Financing Solutions provides credit structuring, credit underwriting, risk management, and client facing support for a portfolio of diversified clients with average loan volumes greater than $2MM, within a specified geographic market. This individual contributor role partners with the sales & support teams to deliver effective solutions to our clients by analyzing financial statements of loan prospects to drive in making credit decisions, analyzing moderately complex credit, conducting due diligence, re-analyzing financial statements to bring an existing client’s credit file to up to date & represents the day-to-day contact for clients.

Your role:

• Credit Underwriting: As an expert credit underwriter, you will partner with sales teams to support the branch strategy and client experience through effective and timely credit underwriting for new and existing borrowing clients. You will manage risks and day-to-day client relationships for medium to large commercial clients. Directly supporting the sales team to develop creative, competitive, full-service client solutions, using internal partnerships and specialists where appropriate.
• Risk Management: You will apply your risk management skills to ensure appropriate measures are put into place and risk assessment protocols and structures are implemented, while balancing risk and reward in line with CWB’s risk appetite. Proactively manage risk with prudent lending recommendations, including appropriate & consistent monitoring & due diligence, minimizing operational losses.
• Client Experience: Acts as the key point of contact for daily interactions with clients for daily operations, account administration, & inquiries as well as effective & consistent support to the deal team, ensuring the delivery of an exceptional client experience.

Your team:

You’ll be part of a dynamic team that stands out for its exceptional level of collaboration in a setting that allows you to excel. You’ll have the opportunity to learn and develop on a team that values client satisfaction, performance, and innovation.

We want to contribute to your quality of life by offering you as much flexibility as possible in your work. For example, we offer a hybrid (remote and in the office) work model, work schedule arrangements to help you achieve work/life balance, and flexible leave that you can take when it's important to you.

Prerequisites:

• A bachelor’s degree in commerce, finance, or accounting subject areas (equivalent experience accepted) and have 3 plus years’ hands-on experience in business banking, commercial lending, financial services, etc.
• Ability to read, understand & analyze financial statements. You have a real passion for all things credit and credit risk management that runs through your veins.
• Your hard work ethic and financial acuity are the main attributes to your success and it’s your desire to succeed that makes you stand out amongst your colleagues. You are highly organized, technically proficient, and have a strong desire to carry new learning forward and build a career in financial services.

Skills:

• Communication
• Credit Underwriting
• Diversity & Inclusion
• Empathy
• Financial Statements
• Initiative
• Learning Agility
• Resiliency
• Teamwork

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.

• Health and wellness program, including many options
• Employee Share Ownership Plan
• Employee and Family Assistance Program
• Preferential banking services
• Opportunities to get involved in community initiatives
• Virtual sleep clinic

These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.

We're putting people first:

We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.

We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?

For an environment that supports your career path:

There are many varied opportunities for you to progress and develop, and move ahead in your career. This includes on-the-job learning and training, co-development and pairing with other employees, professional support and mentoring, internal career days or discussion forums with our leaders.

For an inclusive and diverse environment:

We foster inclusion in an environment where each person’s unique qualities, whether visible or invisible, are celebrated and valued. We welcome all candidates! What can you bring to our team?