Junior AML Investigator — Financial Crime Risk

TD; Ottawa; On-site; CAD 60,000 - 84,000; Full time

Job summary

TD is seeking a Financial Crime Risk Analyst in Ottawa to conduct adjudications, risk assessments and investigations of AML and Sanctions cases. You will gather digital evidence, support interviews, and collaborate with internal partners to strengthen detection, monitoring and case preparation.

The role is onsite four days a week and offers growth within a leading Canadian bank. Ideal candidates have an undergraduate degree or equivalent experience and 2+ years in financial crime or risk

Qualifications

• Undergraduate degree or equivalent work experience
• 2+ years experience

Responsibilities

• Conduct thorough analysis, risk assessment and investigation of referred/assigned cases
• Conduct research and apply new methodologies for analyzing digital evidence to reduce the risk of exposure to TD Bank
• Provide support in preparation for review, interviews for financial crime cases and ensure proper documentation is obtained for evidence purposes
• Use sound methodologies to collect, preserve, and analyze digital evidence
• Work with internal partners/external parties for effective detection and investigation purposes
• Prepare AML, Sanctions/ABAC and Financial Crime or fraud detection/loss prevention seminars to internal areas of the Bank
• Maintain a good understanding and awareness of emerging AML and Sanctions/ABAC trends, cyber technologies, and new criminal techniques
• Apply strong knowledge of bank procedures, products, and systems to assist investigators in analyzing situations, gathering information, and required documentation and case preparation. Conduct sound investigations and provide AML and Sanctions/ABAC support and recommendations
• Lead work streams by acting as a project lead for small scale projects / initiatives in accordance with project management methodologies
• Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escape issues where appropriate
• Conduct reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices
• Be knowledgeable of practices and procedures within own area and keep abreast of emerging trends for own functional area
• Protect the interests of the organization - identify and manage risks, and escape non-standard, high-risk transactions / activities as necessary
• Maintain appropriate project records, databases, and information; report to management and others on project status and updates
• Monitor service, productivity and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist
• Acquire and apply expertise in the discipline, provide guidance, assistance, and direction to Analysts and others
• Identify, recommend, and effectively execute standard practices applicable to the discipline
• Adhere to internal policies/procedures and applicable regulatory guidelines
• Keep abreast of emerging issues, trends, and evolving regulatory requirements
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
• Investigates AML, ATF, ABAC and Sanctions cases and conducts interviews or collects and analyses digital evidence
• Sound knowledge of investigative techniques, AML, and criminal trends, and analysis
• Demonstrates experience managing more complex non-criminal investigations
• Strong understanding of Bank policy and procedures for own area
• Professional role with a focus on providing services/ process/program support within defined parameters
• Requires sound conceptual knowledge in related functions
• Typically, no supervisory accountability but may provide informal guidance to others
• May lead small projects and / or support work streams of a bigger project
• Investigates and analyses potential solutions; ensures processes and functional programs are implemented
• Executes on work with some complexity, requiring short to medium-term focus (weekly-monthly)
• Delivers on assigned initiatives / projects /programs with some direction from management
• Generally, reports to a Manager
• Onsite requirement: activities are expected to be performed in TD offices onsite four days per week
• Undergraduate degree or equivalent work experience
• 2+ years experience

Education

Undergraduate degree or equivalent work experience

Job description

TD is seeking a Financial Crime Risk Analyst in Ottawa to conduct adjudications, risk assessments and investigations of AML and Sanctions cases. You will gather digital evidence, support interviews, and collaborate with internal partners to strengthen detection, monitoring and case preparation.

The role is onsite four days a week and offers growth within a leading Canadian bank. Ideal candidates have an undergraduate degree or equivalent experience and 2+ years in financial crime or risk