AML Financial Crime Investigator & Risk Analyst

TD; Toronto; On-site; CAD 53,000 - 74,000; Full time

Job summary

TD is seeking an AML Financial Crime Risk Investigative Analyst in Toronto, Ontario. You will analyze transactional activity, identify risks, and support investigations within AML/ATF and sanctions-related matters, collaborating with internal teams to ensure regulatory compliance.

The role requires an undergraduate degree and at least one year of relevant experience. You will prioritize workload, maintain data confidentiality, and use MS Office to document findings and support operations.

Qualifications

• Undergraduate degree preferred.
• One (1) or more years of relevant experience.
• Fundamental knowledge of AML operations, standards, procedures, laws, rules and regulations.
• Skill in using computer applications including MS Office.
• Ability to analyze, research, organize and prioritize work while meeting multiple deadlines.
• Ability to handle confidential information with discretion.
• Ability to communicate effectively both written and verbal.
• Ability to pay high attention to details.

Responsibilities

• Conduct analysis of transactional activity to identify risks, trends, and potential suspicious activity; and determine whether further investigation is required.
• Prioritize and manage own workload to meet service level requirements for service and productivity.
• Protect the interests of the organization - identify and manage risks, and elevate non-standard, high-risk transactions / activities as necessary.
• Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for own functional area.
• Act as a key resource/specialist owner or representative by providing technical subject matter expertise, analysis, or operational process support on AML/ATF and other sanctions-related matters.
• Contribute to the identification and implementation of new products, operating workflow, additional services/products/applications, or operational efficiencies.
• Run and review information against various lists and guidelines; ensure accuracy and flag deviations.
• Manage and process activities with multiple steps, systems, and jurisdictions; focus of work is weekly, monthly or longer with additional ad-hoc responsibilities as required.
• Find opportunities to improve service delivery and support operational improvement.
• Ensure necessary due diligence to support the accuracy of all transactions/activities.
• Require in-depth knowledge in a range of products and services, processes, procedures, and systems within own area of specialty and characterized by moderate to high risk.
• Generally, interact with internal colleagues and contacts and/ or external customers; may provide process/policy guidance to others.
• Participate fully as a member of the team, support a positive work environment.
• Act as a brand ambassador for your business area/function and TD, both internally and externally
• Adhere to internal policies/procedures and applicable regulatory guidelines.
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.

Skills

Analytical thinking

Attention to detail

Communication skills

Discretion with confidential data

Time management

Education

Undergraduate degree preferred

Tools

MS Office

Job description

TD is seeking an AML Financial Crime Risk Investigative Analyst in Toronto, Ontario. You will analyze transactional activity, identify risks, and support investigations within AML/ATF and sanctions-related matters, collaborating with internal teams to ensure regulatory compliance.

The role requires an undergraduate degree and at least one year of relevant experience. You will prioritize workload, maintain data confidentiality, and use MS Office to document findings and support operations.