Intermediate Commercial Lines Underwriter

Aviva Canada; Calgary; Hybrid; CAD 80,000 - 110,000; Full time

Benefits offered by this job

Health benefits

Retirement plan

Annual bonus

Share plan

Hybrid work model

Career development

Vacation days

Volunteer opportunities

Diversity & inclusion

Wellness programs

Job summary

Aviva Canada is seeking an experienced Intermediate Commercial Lines P&C Underwriter for our Calgary SME unit. You will drive profitable growth by underwriting mid-market and large commercial accounts, pricing appropriately, and mentoring junior underwriters.

The role collaborates with internal partners to uncover new opportunities and deliver technical expertise to brokers and customers. The ideal candidate brings 3+ years of P&C underwriting experience, CIP is preferred or in progress, and

Qualifications

• 3+ years of P&C underwriting experience; CIP preferred or in progress.
• Strong understanding of underwriting fundamentals, pricing, and policy wording.
• Proficiency with underwriting systems, rating tools, and Microsoft Office.

Responsibilities

• Underwrite new and renewal Core & Mid-Market P&C accounts within delegated authority, ensuring profitable growth.
• Assess moderate to moderately complex risks and recommend terms, conditions, and pricing.
• Prepare referrals for risks outside authority with clear recommendations.
• Build and maintain broker relationships; participate in broker/insured meetings to support new business and renewals.
• Monitor market conditions and apply underwriting guidelines consistently.
• Maintain accurate documentation, portfolio quality, and compliance.
• Support junior staff through basic coaching when needed.

Skills

P&C underwriting

Communication

Relationship building

Problem solving

Independent workload management

Education

CIP (preferred)

Tools

Underwriting systems

Rating tools

MS Office

Job description

Experience Aviva

Individually we are people, but together we are Aviva. Individually these are just words, but together they are our Values - Care, Commitment, Community, and Confidence.

At Aviva Canada, we put people first, our employees, our customers, and our communities. We're proud of a culture built on care, inclusion, and collaboration, where your voice matters and your growth is supported. We're not just about insurance; we're about making a real difference by protecting what matters most.

The Opportunity

Aviva Canada Inc. has an excellent opportunity in our Small Medium and Enterprise (SME) commercial insurance business unit. Our Calgary branch is seeking a Commercial Lines P&C Underwriter in an Intermediate level. This role is accountable for driving profitable growth through high-quality underwriting, with a focus on middle market and large commercial accounts across select industry segments. These accounts typically fall within the annual premium range of $25K to $250K.

In this role, you will collaborate closely with internal partners to identify new business opportunities and deliver superior technical expertise to brokers and customers - ensuring risks are priced appropriately. You will also play a key role in mentoring and guiding junior underwriters. We're looking for insightful, business-minded professionals who are passionate about service excellence and committed to driving profitable growth.

What you’ll do

• Underwrite new and renewal Core & Mid-Market P&C accounts within delegated authority, ensuring profitable growth.
• Assess moderate to moderately complex risks and recommend terms, conditions, and pricing.
• Prepare referrals for risks outside authority with clear recommendations.
• Build and maintain broker relationships; participate in broker/insured meetings to support new business and renewals.
• Monitor market conditions and apply underwriting guidelines consistently.
• Maintain accurate documentation, portfolio quality, and compliance.
• Support junior staff through basic coaching when needed.

What you’ll bring

• 3+ years of P&C underwriting experience; CIP preferred or in progress.
• Strong understanding of underwriting fundamentals, pricing, and policy wording.
• Proficiency with underwriting systems, rating tools, and Microsoft Office.
• Strong communication, relationship-building, and problem-solving skills.
• Ability to manage workload independently and apply underwriting guidelines consistently.

What you’ll get

• Compelling rewards package including base compensation, eligibility for annual bonus, retirement savings, share plan, health benefits, personal wellness, and volunteer opportunities.
• Hybrid flexible work model .
• Outstanding career development opportunities.
• We'll support your professional development education.
• Competitive vacation package with the option to purchase 5 extra days off per year.
• Employee-driven programs focused on gender, LGBTQ+, origins, diversity, and inclusion.
• Corporate wellness programs to support our employees' physical and mental health.

Please note that we may use AI tools to help us through the recruitment process. This is a new position which has been posted internally & externally.

Aviva Canada has an accommodation process in place to provide accommodations for employees with disabilities. If upon commencement of employment you require a specific accommodation because of a disability, please contact your Talent Acquisition Partner so that an appropriate accommodation can be arranged. This process applies throughout your career with Aviva Canada