Insurance Underwriter & Risk Strategist

Mercor; Toronto; On-site; CAD 70,000 - 100,000; Part time

Job summary

Mercor, collaborating with a leading AI lab, seeks Insurance Underwriting Specialists to craft realistic risk selection scenarios, evaluate model outputs, and document underwriting rationales. You’ll write high-quality reference responses and help calibrate AI performance across life, health, property, and other lines.

The role emphasizes analytical written work, attention to detail, and ability to distinguish underwriting decisions from sales or legal advice.

Qualifications

• Have 2+ years of professional experience in insurance underwriting (any line).
• Understand how policy provisions, exclusions, endorsements, and rating factors determine coverage and price.
• Can weigh risk, exposure, and financial evidence and articulate a defensible decision with a documented rationale.
• Demonstrate excellent written analysis, balanced judgment, and high attention to detail.
• Can distinguish underwriting decisions from sales/agent recommendations and from formal legal advice.

Responsibilities

• Design realistic scenarios involving risk selection, exposure analysis, policy terms and conditions, exclusions, endorsements, pricing, and coverage determinations.
• Create work products such as underwriting decisions, risk assessments, rating and pricing rationales, coverage analyses, and referral write-ups.
• Write gold- standard reference responses at experienced underwriting-professional quality.
• Grade AI-generated responses against structured rubrics for risk-selection accuracy, provision interpretation, pricing correctness, and sound judgment.
• Identify misread policy language, flawed risk classifications, incorrect pricing math, and gaps in documented rationale.
• Provide written feedback the research team uses to improve model behavior.
• Participate in onboarding office hours and calibration sessions.

Skills

Underwriting

Risk analysis

Written communication

Job description

Mercor, collaborating with a leading AI lab, seeks Insurance Underwriting Specialists to craft realistic risk selection scenarios, evaluate model outputs, and document underwriting rationales. You’ll write high-quality reference responses and help calibrate AI performance across life, health, property, and other lines.

The role emphasizes analytical written work, attention to detail, and ability to distinguish underwriting decisions from sales or legal advice.