Hybrid Risk Analytics & Credit Decisioning Specialist

CIBC; Toronto; Hybrid; CAD 90,000 - 120,000; Full time

Benefits offered by this job

Competitive compensation

Banking benefit*

Wellbeing support

Employee and family assistance program

MomentMakers recognition program

Job summary

CIBC is seeking a Consultant, Risk Analytics and Credit Decisioning to support profitable growth of credit cards through data-driven risk insights in a hybrid work setting. The role emphasizes designing analytics, validating changes, and delivering actionable recommendations.

You will partner with technology and business teams to optimize adjudication strategies, improve data quality, and support sound risk decisions for ongoing card portfolio performance.

Qualifications

• Experience in retail credit risk management and/or data analytics.
• Experience with SAS and Excel used to perform data driven analytics.
• Degree or diploma in Business, Finance or quantitative fields.

Responsibilities

• Design and execute data solutions to enhance credit decisioning and risk management for consumer cards.
• Collaborate with business partners to translate data insights into risk strategies.
• Represent Retail Risk Management in technical discussions with vendors and cross‑functional teams.

Skills

SAS

Excel

Data analysis

Data mining

Data manipulation

Analytical thinking

Education

Bachelor's degree in Business/Finance

MBA or quantitative background (Math/Stats/CS/Engineering)

Tools

Excel

Job description

CIBC is seeking a Consultant, Risk Analytics and Credit Decisioning to support profitable growth of credit cards through data-driven risk insights in a hybrid work setting. The role emphasizes designing analytics, validating changes, and delivering actionable recommendations.

You will partner with technology and business teams to optimize adjudication strategies, improve data quality, and support sound risk decisions for ongoing card portfolio performance.