Fraud Risk Management Lead - External Risk & Controls

The Toronto-Dominion Bank (Canada); Toronto; On-site; CAD 97,000 - 137,000; Full time

Job summary

The Toronto-Dominion Bank in Toronto, Ontario, is seeking an experienced Manager, External Fraud Risk within Enterprise Fraud Risk Management. The role provides independent second-line oversight across the bank, partnering with business segments, ORM teams, and Compliance to assess and mitigate external fraud risk.

You will lead risk analyses, contribute to fraud policy development, monitor KRIs and RCAs, and advise executive governance forums.

Qualifications

• 7+ years of experience in fraud risk management, operational risk, or related discipline.
• Strong knowledge of external fraud risks, fraud controls, and industry practices.
• Experience applying risk management frameworks, RCSAs, and KRIs.
• Ability to influence stakeholders and work in a highly matrixed environment.

Responsibilities

• Assess external fraud risk exposure and challenge First Line risk decisions.
• Provide second-line oversight of identification, assessment, mitigation, monitoring, and reporting of external fraud risks.
• Assess design and effectiveness of fraud prevention, detection, authentication, interdiction, investigation, and recovery controls.
• Analyze fraud losses, alerts, and trends to identify material gaps and remediation needs.
• Support development and governance of the Enterprise External Fraud Risk Policy and related standards.
• Collaborate with ORM, Compliance, Legal, Cybersecurity and other risk functions to maintain coordinated oversight.

Skills

Fraud risk expertise

Risk governance

Operational risk

Stakeholder influence

Analytical thinking

Communication skills

Education

Undergraduate degree or equivalent

Tools

RCSAs

KRIs

Event Management

Risk assessments

Job description

The Toronto-Dominion Bank in Toronto, Ontario, is seeking an experienced Manager, External Fraud Risk within Enterprise Fraud Risk Management. The role provides independent second-line oversight across the bank, partnering with business segments, ORM teams, and Compliance to assess and mitigate external fraud risk.

You will lead risk analyses, contribute to fraud policy development, monitor KRIs and RCAs, and advise executive governance forums.