Financing Specialist

RBC; Ottawa; On-site; CAD 85,000 - 110,000; Full time

Benefits offered by this job

Total Rewards Program

Coaching and development

Dynamic, high-performing team

Growth opportunities

Job summary

RBC is seeking a Credit Specialist to support a high-performing commercial banking sales team. You will provide business, financial, and credit advice as a strategic partner to the Commercial Account Manager, helping optimize client-facing time and credit processes.

Responsibilities include due diligence, presenting credit options, and collaborating with Risk Management to meet client needs, with emphasis on real estate income assets. Ottawa-based role with salaried employment.

Qualifications

• Proven track record in financial and credit analysis supporting client relationships.
• Specialized industry expertise in real estate or related sectors.
• Minimum 3 years’ experience in commercial lending at a financial institution.
• Strong organizational skills to manage multiple tasks with deadlines.
• Experience with emerging communications and technology (web meetings, social media, digital banking, mobile apps).

Responsibilities

• Leverage business analysis to meet credit requests and annual reviews.
• Provide credit advice with options that articulate advantages to the client.
• Demonstrate RBC’s ability to deliver timely credit solutions.
• Coach and mentor colleagues to meet client needs.
• Exercise due diligence in recommending credit applications in collaboration with Risk Management.

Skills

Financial analysis

Credit analysis

Commercial lending

Relationship management

Time management

Communication

Education

Commerce degree

Business administration

CPA/CA/CMA/CFA

Tools

Digital banking

Job description

What is the opportunity?

As a credit specialist supporting a high performing commercial banking sales team with portfolio management and compliance support you will contribute to an exceptional client experience by providing superior business, financial and credit advice. Your support as a strategic partner to the Commercial Account Manager managing the credit process will enable enhanced client-facing time.

Job Description

What is the opportunity? As a credit specialist supporting a high performing commercial banking sales team with portfolio management and compliance support you will contribute to an exceptional client experience by providing superior business, financial and credit advice. Your support as a strategic partner to the Commercial Account Manager managing the credit process will enable enhanced client-facing time.

What will you do?

• Leverage superior business analysis skills to meet client expectations for credit requests and completion of annual reviews
• Provide quality business analysis and credit advice through presentation options that clearly articulate advantages and benefits to the client
• Demonstrate RBC’s capability to provide creative financial solutions in a timely manner and deliver credit solutions that meet or exceed needs
• Demonstrate a commitment to teamwork and collaboration by coaching, mentoring and assisting colleagues to meet the needs of all clients
• Exercise due diligence in recommending credit applications, working in collaboration with Risk Management, especially in supporting risk processes and guidelines

What do you need to succeed?

Must-have

• Proven track record in financial and credit analysis in support of exceptional client relationship management
• Specialized industry expertise in a past role (e.g. real estate, healthcare, agriculture etc.). This portfolio is comprised primarily of real estate income producing assets.
• Minimum 3 years’ experience in commercial lending in a financial institution
• Strong organizational skills, ability to manage multiple tasks while meeting time sensitive deadlines
• Experience with emerging communications and technology (i.e., web based meetings, social media, digital banking, and mobile applications)

Nice-to-have

• Strong presentation and communication skills
• Strong interpersonal and negotiation skills
• Minimum post-secondary diploma/degree, ideally in Commerce, Business Administration or related experience
• Accounting designation (CPA/CA/CGA/CMA) or Chartered Financial Analyst (CFA)

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including performance based bonuses, flexible benefits and competitive compensation
• Leaders who support your development through coaching and managing opportunities
• Work in a dynamic, collaborative, progressive, and high-performing team
• A unique opportunity for personal and professional growth

Job Skills

Adaptability, Business Development, Client Centricity, Communication, Critical Thinking, Curious Mindset, Financial Acumen, Practice Management

Additional Job Details

Address: 90 SPARKS ST:OTTAWA

City: Ottawa

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform:

Job Type:

Pay Type: Salaried

Posted Date: 2026-10-06

Application Deadline: 2026-10-10

Note

Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.