Financial Analyst, Margin Retail Accounting

Canadian Tire Financial Services; Toronto; Hybrid; CAD 53,000 - 88,000; Full time

Benefits offered by this job

Benefits and retirement programs

Performance incentives

Continuing Education

Product discounts

Job summary

Canadian Tire Financial Services in Toronto, ON is seeking a Financial Analyst for Margin Retail Accounting. You will support monthly close, analyze revenue and cost of sales, and partner with cross-functional teams to ensure accurate IFRS reporting.

Hybrid work, 4 days in-office, and opportunities to automate processes are emphasized. The role requires a accounting or finance degree, CPA progression, and 1–3 years in a similar setting with strong Excel, Oracle PeopleSoft, and Power BI skills.

Qualifications

• University degree in Accounting or Finance and CPA in progress or completed.
• 1–3 years experience in a medium/large company in financial analysis or accounting.
• Strong IFRS knowledge with detail-oriented analytical capability.

Responsibilities

• Prepare and analyze journal entries, reconciliations and schedules for monthly close across margin areas.
• Analyze revenue, cost of sales, trends and anomalies to support reporting.
• Partner with FP&A, Accounting, and auditors on margin initiatives and reporting.

Skills

Analytical skills

Attention to detail

Communication skills

Education

University degree in Accounting or Finance

CPA designation (or working towards)

Tools

Excel

Oracle PeopleSoft

HFM

Power BI

Copilot / AI tools

Job description

## Financial Analyst, Margin Retail AccountingApply: Toronto, ON: Full time: Posted Yesterday: End Date: October 22, 2026 (12 days left to apply): JR166045**What You’ll Do:**Reporting to the Manager, Margin Accounting, this role provides unique insight into Canadian Tire’s retail banners, key business initiatives and financial results. As part of a dynamic accounting team, you will play an important role in ensuring the accurate accounting and reporting of revenue and cost of sales while partnering with teams across the organization. This position is ideal for someone who enjoys analyzing revenue and cost of sales, investigating trends and anomalies, supporting complex accounting assessments, and ensuring accurate financial reporting in accordance with accounting standards and company policies.* Prepare and analyze significant journal entries, reconciliations and supporting schedules as part of the monthly close process across a variety of margin areas, including sales return provisions, royalties, commissions, warranties and other key programs.* Serve as a key accounting partner for margin related business initiatives across multiple banners, including Mark's, SportChek, Pro Hockey Life, Sports Experts, and Petroleum.* Manage accounting for royalty arrangements across multiple banners, ensuring accurate financial recognition and reporting in accordance with contractual terms and accounting standards.* Analyze accounts receivable balances and investigate key trends and aging movements to support accurate financial reporting.* Ensure financial results are accurately recorded and compliant with IFRS requirements while providing insightful analysis of key drivers, trends, and variances.* Understand, maintain, and enhance accounting models, reconciliations, reporting processes, and supporting financial systems to drive accurate and efficient financial reporting.* Partner with business teams, FP&A, Accounting, and internal and external auditors to support business objectives and reporting requirements.* Support audits, new business initiatives, and cross-functional projects.* Identify process improvement opportunities and drive efficiencies through automation, standardization, and better use of data and technology.* Manage multiple priorities while meeting deadlines in a fast-paced environment.* Take ownership of issues, investigate root causes, and independently develop practical solutions.**What You Bring:*** University degree in Accounting or Finance.* CPA designation (or working towards completion).* Minimum 1-3 years experience in a medium/large company at a Financial Analyst/Accountant level, with strong IFRS knowledge.* Detail oriented with strong diagnostic and analytical skills.* Strong problem solving, analytical and strategic thinking skills; able to see the “big picture” in a complex business environment, while maintaining attention to detail and a curiosity to understand the drivers behind financial results.* Strong interpersonal and communication skills with a demonstrated ability to build and maintain strong relationships.* Ability to thrive in an environment responsive to changing business requirements.* Highly driven with an exceptionally strong work ethic, time management and organization skills.* Advanced Excel skills and proficiency with Microsoft Office applications.* Experience using Oracle PeopleSoft, HFM, Power BI, Copilot, or similar financial systems is considered an asset.* Familiarity with internal and external audit processes is considered an asset.**Location**: Toronto, Ontario (Hybrid: In-office 4 days a week)We’re always looking for great talent! In addition to competitive pay, we offer:* Comprehensive benefits and retirement programs* Performance incentives, Continuing Education Programs* Other perks to support your well-being* Career growth opportunities and product discounts **Broadband Salary Range:** $53,000 – $88,000. Our typical *hiring range* is between $65,000 and $75,000. Salary decisions are also dependent on other factors such as your experience, industry benchmarks, internal equity and other role-specific requirements. For critical roles, the compensation offering will be reviewed to ensure alignment with market rate and conditions and the unique value you bring to the role.#LI-AK1This posting represents an existing vacancy within our organization.We may use artificial intelligence tools as part of our recruitment process to assist in the initial screening of resumes. All hiring decisions, including candidate evaluation, selection, and disposition, are made by human recruiters.