Financial Advisor, Lending

Conexus Credit Union; Regina; On-site; CAD 59,000 - 74,000; Full time

Benefits offered by this job

Preferred rates for banking

Vacation benefits

Competitive benefits package

Pension matching

Job summary

Conexus Credit Union in Regina is seeking a Financial Advisor, Lending to understand members' financial goals and support their achievement through lending products and services. You will specialize in consumer lending, provide solutions, and build lasting member relationships.

You’ll conduct outreach to educate members on our offerings, process applications, and collaborate with specialists to grow relationships while maintaining strong risk controls and compliance.

Qualifications

• 2 to 3 years of Financial Industry experience in an Advisory Capacity
• Experience in underwriting and approving credit applications
• Experience in a Sales position is considered an asset
• Completion of or working towards the Financial Planner and Personal Financial Services Advice designations

Responsibilities

• Identify members' financial goals and provide advisory solutions
• Offer and fulfill banking and lending products to meet member needs
• Educate members on value of products and services and conduct proactive outreach
• Maintain documentation and ensure compliance and risk controls

Skills

Financial advisory

Credit underwriting

Sales experience

Education

CFP designation in progress

Financial Planner designation in progress

Job description

At Conexus, we are focused on supporting our members with their needs of today, while also helping them pursue their goals for the future. It’s more than conducting a banking transaction, it’s about providing insightful content, tools, expert advice, and a full suite of products to inspire confidence in their financial decision-making. We prioritize performance excellence, and our employees champion each member’s success, ultimately contributing to a thriving province.

We are curious, courageous, confident and committed. Our values ensure we consistently deliver outstanding member experiences. As employees, we are more than just individuals who come to work each day, each role is a vital part of Conexus.

We acknowledge that our Conexus offices and facilities are located on Treaty 2, 4, 5, 6, 8 and 10 lands. These are the traditional lands of the Cree, Dakota, Dene, Lakota, Nakota and Saulteaux peoples, as well as the homeland of the Métis.

The bigger picture

As a Financial Advisor, Lending in Regina, you will be responsible for understanding the financial goals of your assigned portfolio of members and supporting their achievement. This includes the offering and fulfillment of financial services and products. As part of this role, you will specialize in all things consumer lending.

How you’ll be spending your time

Member Experience and Sales

• Proactively identify members’ financial goals and provide advice and solutions to support their achievement through the provision of introductory financial planning
• Provide account and lending products, within scope of position, to meet member needs:
  • Memberships and accounts including lines of credit
  • Complex consumer lending products
  • Credit Cards
  • Safety deposit boxes
  • Mobile banking solutions
  • Day to day banking needs
• Conduct proactive outreach activities to educate members and prospective members on the value and function of our products and services
• Increase retention and expansion of member relationships by referring members to appropriate subject matter experts, based on needs, and follow-up to ensure member satisfaction

Compliance and Organizational Support

• Ensure complete, accurate and timely documentation
• Adhere to security and operational policies, procedures and operational controls
• Ensure healthy balance between opportunity & risk and between growth & profitability (e.g. through understanding and application of profitability margins in rate negotiation, fee subsidies, etc.)
• Positively represent Conexus internally and externally to support the growth of our membership and to enhance credit union system support and collaboration
• Proactively identify opportunities to enhance processes and improve operational efficiencies
• Provide support, assistance and backup as required for retail team

The way people describe you

You’re great with people, a keen listener and a skilled coach. You invest in building relationships based on understanding and trust. You have deep knowledge in the psychology of money, allowing you to grasp the underlying behaviours influencing people’s financial choices, and you excel at structuring complex information to meet their unique needs You proactively engage in conversations with courage and empathy, and you demonstrate your creative thinking skills to , consistently explore innovative paths forward. A big-picture thinker, you seek opportunities for enhancements and efficiencies, and boldly share your knowledge and insights with others. Embracing a team-oriented approach, you value diversity and collaborate effectively with others. Your ability to manage multiple projects simultaneously is reinforced by your unwavering dedication to ongoing learning and skill development

The experience you bring

• 2 to 3 years of Financial Industry experience in an Advisory Capacity
• Experience in underwriting and approving credit applications
• Experience in a Sales position is considered an asset
• Completion of or working towards the Financial Planner and Personal Financial Services Advice designations

Salary Range:

$58,540 - $73,710 with 9% Short Term Incentive Target

The success of our membersrelies heavily onthe performance andaccomplishmentsof our employees.That’swhy we prioritizeoffering our team a varietyofperksand benefitsdesigned to support their success and well-being bothat work and in theirpersonal lives.Some of theseadditionalbenefitsmayinclude, but are not limited to:

• Preferred rates for all your banking needs,helping to make life more affordable.
• Vacation benefits,giving you time to spend onwhat’smost important to you.
• Competitive benefit package options covering all aspects of personal wellness.
• Pension matching to support you toward retirement.

We are excited to welcome candidates who bring a blend of academic, professional and volunteer experience that sets them apart. Research shows that many applicants tend to apply only when they meet every qualification of the role. However, we encourage you to explore opportunities that closely match your skillset and experience. We truly value diverse backgrounds and varied experiences, as we are dedicated to creating inclusive and diverse workplaces. You might just be the ideal addition to our team that we’ve been searching for!