Financial Advisor - Investment & Insurance Products

Placements24; Kimberley; Hybride; CAD 25 000 - 44 000; Plein temps

Avantages offerts par ce poste

Commission & bonuses

Medical aid

Retirement fund

Training & development

Laptop & mobile phone

Résumé du poste

Placements24 is seeking a Financial Advisor to join its Kimberley office, focusing on comprehensive financial planning, investments, and insurance solutions for a diverse client base in the region. The role emphasizes client relationships, ethical practice, and growth through proactive engagement.

The ideal candidate has a solid FAIS background, RE 5 qualification, and at least 3 years in a client-facing financial services role, with strong communication and sales capabilities.

Qualifications

• Bachelors-level finance or equivalent experience.
• RE 5 certification and FAIS accreditation required.
• Minimum 3 years as a Financial Advisor or similar client-facing role.

Responsabilités

• Conduct in-depth financial needs analyses to understand goals and risk tolerance.
• Develop personalized financial plans covering investments, retirement, insurance, and estate planning.
• Recommend and implement investment and insurance products tailored to client needs.
• Build long-term client relationships with regular communication and follow-ups.
• Stay updated on market trends, products, and regulatory changes affecting planning.
• Ensure compliance with FAIS and company policies.
• Generate new business through networking and referrals.

Connaissances

Financial planning

Client relations

Sales targets

Interpersonal skills

Regulatory knowledge FAIS

Formation

BCom in Finance

RE 5 qualification

FAIS accreditation (NQF 4/5)

Outils

CRM systems

Financial planning software

Description du poste

About the Role

Our client, a leading financial services provider, is seeking a motivated and client-focused Financial Advisor to join their team in Kimberley, Northern Cape . This role involves providing comprehensive financial planning services, including investment advice and insurance solutions, to a diverse clientele. You will be responsible for building and maintaining strong client relationships, understanding their financial goals, and recommending tailored strategies to meet their needs. The ideal candidate will possess excellent interpersonal skills, a strong knowledge of financial products, and a commitment to ethical practice. This is a growth-oriented position offering significant opportunities for career advancement and financial rewards based on performance. Working within the Kimberley, Northern Cape region, you will play a vital role in helping individuals and families achieve their financial aspirations. You will be part of a supportive network that provides ongoing training and resources to ensure your success in this client-facing role. Your expertise will guide clients through complex financial decisions.

Key Responsibilities

• Conduct in-depth financial needs analyses with clients to understand their goals, risk tolerance, and financial situation.
• Develop personalized financial plans covering investments, retirement planning, insurance, and estate planning.
• Recommend and implement appropriate investment and insurance products tailored to client needs.
• Build and nurture long-term relationships with clients through regular communication and follow-ups.
• Stay updated on market trends, financial products, and regulatory changes affecting financial planning.
• Ensure compliance with all relevant industry regulations and company policies.
• Generate new business through networking, referrals, and proactive client engagement.
• Provide ongoing advice and support to clients to help them achieve their financial objectives.
• Collaborate with internal specialists to provide holistic financial solutions.
• Maintain accurate client records and ensure adherence to record-keeping standards.

Requirements

• Relevant tertiary qualification (e.g., BCom, Business Science) or equivalent experience.
• RE 5 (Representatives' Certificate) qualification and relevant FAIS accreditation (e.g., NQF Level 4 or 5).
• A minimum of 3 years of experience as a Financial Advisor or in a similar client-facing financial services role.
• Proven track record of meeting sales targets and building a client base.
• In-depth knowledge of investment products (unit trusts, ETFs, etc.) and various insurance lines (life, disability, health).
• Strong understanding of financial planning principles and regulatory frameworks (FAIS Act).
• Excellent communication, negotiation, and interpersonal skills.
• Self-motivated, results-oriented, and able to work independently.
• Proficiency in financial planning software and CRM systems.
• A passion for helping clients achieve financial success.
• Must be willing to work from our Kimberley, Northern Cape office and engage in client meetings within the region.

Benefits

• Competitive commission structure and potential for uncapped earnings.
• Comprehensive benefits package including medical aid and retirement fund.
• Access to extensive training and professional development programs.
• Ongoing support from management and a strong team network.
• Opportunities for career advancement and specialization.
• Marketing support and lead generation assistance.
• A dynamic and rewarding career path.
• Company-provided laptop and mobile phone.
• Performance incentives and recognition programs.