Director, Credit Execution, Asset Based Lending

Jobtailor; Toronto; On-site; CAD 140,000 - 210,000; Full time

Job summary

Jobtailor in Toronto seeks a senior leader to guide a team of Associates and Associate Directors in asset-based lending and complex transactions. You will drive credit risk management, deal execution and client experience while mentoring talent across the unit.

You will coordinate with TD Securities on M&A advisory and capital markets, structure competitive debt packages, and ensure risk policies are met. MBA/CFA qualifications are preferred.

Qualifications

• Senior leadership experience in asset-based lending or complex corporate transactions.
• Strong credit analysis, risk assessment and financial modeling skills.
• MBAs and CFAs with strategic business and quantitative focus are valued.

Responsibilities

• Lead a team of Associates and Associate Directors through guidance, leadership, coaching and development.
• Lead execution and achievement of customer and partner experience targets.
• Coach and model appropriate behavior and execute plans to continuously improve customer experience.
• Complete initial business, industry, financial and commercial due diligence on new opportunities with the deal team.
• Assist in structuring competitive packages while maintaining balanced risk and credit quality.
• Execute transactions with other deal team members.
• Manage the credit portfolio and ensure structured deals meet risk policies.
• Structure more complex deals in the unit or market as needed.
• Contribute to the business plan, goal setting, growth strategies and unit coaching.
• Assess and manage credit risk in compliance with internal and external requirements.
• Oversee, lead and coach associates and associate directors while developing talent and capabilities.
• Coordinate with TD Securities on M&A advisory, equity, debt capital markets and hedging expertise as required.
• Deliver a superior customer experience while driving profitable business growth aligned with business strategy.

Skills

Leadership

Credit Risk Management

Asset-Based Lending

Analytical Skills

Customer Experience

Education

MBA

CFA

Tools

Excel

Financial Modeling

Job description

• Lead a team of Associates and Associate Directors through guidance, leadership, coaching and development
• Lead execution and achievement of customer and partner experience targets
• Coach and model appropriate behavior and execute plans to continuously improve customer experience
• Complete initial business, industry, financial and commercial due diligence on new opportunities with the deal team
• Assist in structuring competitive packages while maintaining balanced risk and credit quality
• Execute transactions with other deal team members
• Manage the credit portfolio and ensure structured deals meet risk policies
• Structure more complex deals in the unit or market as needed
• Contribute to the business plan, goal setting, growth strategies and unit coaching
• Assess and manage credit risk in compliance with internal and external requirements
• Oversee, lead and coach associates and associate directors while developing talent and capabilities
• Coordinate with TD Securities on M&A advisory, equity, debt capital markets and hedging expertise as required
• Deliver a superior customer experience while driving profitable business growth aligned with business strategy

Requirements

• Previous experience in asset based lending, preferably in complex, corporate-style transactions
• Robust organizational and team management skills
• Ability to work in a demanding environment and handle multiple deadlines and changing priorities
• Very solid credit, analytical and problem solving skills
• Excellent communication and organizational skills
• Ability to work both in a team environment and independently
• Ability to engage in active dialogue with internal and external stakeholders
• An undergraduate or graduate degree in Business, Economics, Finance or another quantitative discipline
• MBA or CFA would be an asset
• 6+ years of relevant experience
• For Quebec: mastery of a language other than French to support or deal with employees requiring services and support in a language other than French

Core Competencies

Demonstrates strong leadership and coaching abilities to develop talent while managing credit risk and ensuring compliance with internal and external requirements. Proven experience in asset-based lending and structuring complex transactions to drive profitable business growth and enhance customer experience.

Highest-signal resume keywords

• Leadership and Coaching
• Credit Risk Management
• Asset-Based Lending
• Analytical and Problem Solving Skills
• Customer Experience Improvement

ATS Optimization Keywords

Hard Skills

• Credit Analysis
• Transaction Structuring
• Due Diligence
• Financial Analysis
• Risk Assessment
• M&A Advisory
• Debt Capital Markets
• Equity Financing
• Portfolio Management
• Quantitative Analysis

Soft Skills

• Organizational Skills
• Communication Skills
• Team Management
• Adaptability
• Stakeholder Engagement

Certifications & Qualifications

• MBA
• CFA

Industry Keywords

• Asset-Based Lending
• Corporate Transactions
• Credit Quality
• Business Strategy
• Customer Experience
• Financial Services
• Commercial Due Diligence
• Risk Policies
• Growth Strategies
• Market Analysis