Senior Manager, Underwriting

Jobtailor; Montreal (administrative region); On-site; CAD 70,000 - 100,000; Full time

Job summary

Jobtailor in Montreal seeks a seasoned loan underwriter to assess medium to high complexity proposals, analyze financial and credit information, and structure favorable terms. You will ensure compliance with banking policies while collaborating with internal partners.

The ideal candidate holds a commerce/business degree with accounting designation or CFA, 3–5+ years in corporate or syndicated financing, and proven ability to develop win-win solutions for clients and the bank.

Qualifications

• Bachelor’s degree in commerce, business administration or accounting.
• Accounting designation or CFA and banking experience are definite assets.
• 3 to 5 years or more of relevant experience.
• Experience in corporate and/or syndicated financing.
• Experience in loan writing.
• Ability to analyze and structure complex financial deals.
• Sound credit judgement and strong understanding of credit policies and practices.
• Thorough knowledge of bank products, services, policies and procedures.
• Ability to provide high-quality customer service to internal and external clients.
• Ability to develop win-win solutions through innovative thinking.
• Strong communication skills to interact and negotiate with internal partners and, in certain instances, clients.
• Good time management and priority-setting skills to meet critical deadlines.
• Strong business acumen.
• Team player with a thorough understanding of the small business environment.

Responsibilities

• Conduct proper investigations and due diligence for medium to high complexity loan proposals.
• Underwrite high-quality loan proposals by analyzing financial and credit information.
• Develop appropriate terms, pricing, conditions, and covenants.
• Review loan packages and negotiate deal structures with internal partners when necessary.
• Ensure compliance with BDC policies and procedures.
• Participate in resolving compliance issues or material changes during deal negotiation and structuring.
• Develop win-win solutions for clients and BDC through innovative thinking.
• Maintain relationships with business center personnel, colleagues, and internal partners.
• Foster teamwork, common objectives, and consistent policy application.
• Monitor changes to policies, procedures, processes, and credit and regulatory trends.

Skills

Financial Analysis

Loan Writing

Credit Policies

Bank Products

Deal Structuring

Compliance Monitoring

Pricing Development

Covenant Development

Due Diligence

Corporate Financing

Education

Bachelor’s Degree in Commerce/Business/Accounting

Accounting Designation

CFA

Job description

• Conduct proper investigations and due diligence for medium to high complexity loan proposals
• Underwrite high-quality loan proposals by analyzing financial and credit information
• Develop appropriate terms, pricing, conditions, and covenants
• Review loan packages and negotiate deal structures with internal partners when necessary
• Ensure compliance with BDC policies and procedures
• Participate in resolving compliance issues or material changes during deal negotiation and structuring
• Develop win-win solutions for clients and BDC through innovative thinking and resourcefulness
• Maintain relationships with business center personnel, colleagues, and internal partners
• Foster teamwork, common objectives, and consistent policy application
• Monitor changes to policies, procedures, processes, and credit and regulatory trends

Requirements

• Bachelor’s degree in commerce, business administration or accounting
• Accounting designation or CFA and banking experience are definite assets
• 3 to 5 years or more of relevant experience
• Experience in corporate and/or syndicated financing
• Experience in loan writing
• Ability to analyze and structure complex financial deals
• Sound credit judgement and strong understanding of credit policies and practices
• Thorough knowledge of bank products, services, policies and procedures
• Ability to provide high-quality customer service to internal and external clients
• Ability to develop win-win solutions through innovative thinking
• Strong communication skills to interact and negotiate with internal partners and, in certain instances, clients
• Good time management and priority-setting skills to meet critical deadlines
• Strong business acumen
• Team player with a thorough understanding of the small business environment

Core Competencies

Demonstrates expertise in underwriting high-quality loan proposals, analyzing complex financial deals, and ensuring compliance with banking policies. Strong ability to develop innovative solutions and maintain effective relationships with internal partners and clients.

Highest-signal resume keywords

• Loan Underwriting
• Financial Analysis
• Credit Judgement
• Customer Service
• Team Collaboration

ATS Optimization Keywords

Hard Skills

• Financial Analysis
• Loan Writing
• Credit Policies
• Bank Products
• Deal Structuring
• Compliance Monitoring
• Pricing Development
• Covenant Development
• Due Diligence
• Corporate Financing

Soft Skills

• Strong Communication
• Time Management
• Innovative Thinking
• Negotiation Skills
• Business Acumen

Certifications & Qualifications

• Bachelor’s Degree
• Accounting Designation
• CFA

Industry Keywords

• Banking
• Syndicated Financing
• Small Business Environment
• BDC Policies
• Credit Trends