Credit Risk Analyst (B2B)

AspiringIT LLC; Canada; On-site; CAD 90,000 - 120,000; Full time

Job summary

AspiringIT LLC is seeking a Senior Credit Risk Analyst in Canada to optimize cash collection, minimize bad debt, and support revenue growth. You will analyze customer financials and monitor account performance, working with Sales to resolve credit requests and set terms that align with SLAs.

Join a team focused on global software/high-tech credit risk, leveraging SAP, Salesforce, and MS Office to drive continuous improvements in credit granting and collections while communicating effectively

Qualifications

• CCP or accounting designation is an asset.
• 5+ years of B2B credit experience (global software/high-tech).
• Strong financial analysis and credit risk assessment skills.
• Excellent communication and change management abilities.
• Proficiency in SAP, Salesforce, and MS Office.
• Collaborative, organized, and driven by continuous improvement.
• Bilingual proficiency is an asset.

Responsibilities

• Analyze customer financial statements and monitor account performance.
• Collaborate with Sales to resolve credit requests and provide recommendations.
• Approve payment term requests and ensure compliance with SLAs.
• Support acquisition integration and strategic projects to enhance credit risk practices.
• Drive continuous improvement in credit granting and collections processes.

Skills

Financial analysis

Credit risk assessment

Communication skills

Change management

SAP

Salesforce

MS Office

Bilingual

Collaboration

Education

CCP or accounting designation

Tools

SAP

Salesforce

MS Office

Job description

As a Senior Credit Risk Analyst, you’ll play a key role in optimizing cash collection, minimizing

bad debt, and supporting revenue growth. Reporting to the Senior Director of Credit, you’ll

leverage your expertise in global B2B credit risk to deliver best-in-class processes and

Key Responsibilities:

• Analyze customer financial statements and monitor account performance.
• Collaborate with Sales and stakeholders to resolve credit requests and provide alternative
• recommendations.
• Approve payment term requests and ensure compliance with SLAs.
• Support acquisition integration and strategic projects to enhance credit risk practices.
• Drive continuous improvement in credit granting and collections processes.

What You’ll Bring:

• CCP or accounting designation is an asset.
• 5+ years of B2B credit experience (global software/high-tech preferred).
• Strong financial analysis and credit risk assessment skills.
• Excellent communication and change management abilities.
• Proficiency in SAP, Salesforce, and Microsoft Office.
• Collaborative, organized, and driven by continuous improvement.
• Bilingual proficiency is an asset.

Transparency & Compliance Statements

Vacancy status: This role is for an existing vacancy.

AI use: We do not use artificial intelligence to screen, assess, or select applicants.

Compensation transparency: Estimated pay range included above to comply with Ontario ESA.

Post-interview notification: Interviewed candidates will be informed of hiring decisions within 45 days.

Our commitment to DEI

We are an equal opportunity employer and encourage applications from all individuals, including persons with disabilities, Indigenous peoples, racialized individuals, women, LGBTQ2+ community members, and others.

Public job postings and application forms will be retained for three years as required under ESA regulations.