Credit Risk Analyst

Canadian Imperial Bank of Commerce; Toronto; On-site; CAD 70,000 - 90,000; Full time

Job summary

A leading bank is seeking a Credit Risk Analyst to manage credit portfolios, ensuring compliance and productivity. This role involves customer engagement, credit administration, and risk analysis, requiring strong analytical and interpersonal skills. The bank offers a supportive environment for professional development and values diverse talents.

Benefits

Employee share purchase plan

Wellbeing support

Vacation offering

Social points-based recognition program

Paid day off for personal growth

Qualifications

• Experience with risk analysis and financial services required.
• Understanding of IT security standards (ISO 27001, NIST) valued.
• Strong analytical skills and attention to detail essential.

Responsibilities

• Manage administration and monitoring of credit facilities.
• Ensure compliance with credit agreements and escalate discrepancies.
• Provide high-quality customer service for assigned portfolio.

Skills

Risk Management

Financial Processing

Technical Knowledge

Organizing

Prioritization

Microsoft Excel

Tools

Microsoft Access

COBIT

NIST Standards

PCI

ISO 27001

SOX

Job description

Were building a relationshiporiented bank for the modern world. We need talented passionate professionals who are dedicated to doing whats right for our clients.

At CIBC we embrace your strengths and your ambitions so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC please visit

What Youll Be Doing

As part of the Small Business Lending Operations team the Credit Risk Analyst will be responsible for managing all aspects of administration and monitoring of credit facilities maintaining independent responsibility for the input monitoring and escalation of risk elements on complex credit portfolios. You would also be required to ensure productivity standards are achieved and Service Level Agreements are met or exceeded.

At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of onsite and remote work) will be discussed at the time of your interview

How Youll Succeed

• Relationship Building Required to respond to clients inquires and requests providing professional high quality customer service for the assigned portfolio to ensure client satisfaction. You will liase and interact with relationship managers as part of the daily management of your portfolio.
• Administration & Analytical Thinking Review draft credit agreements and prepare all security documentation in accordance with clients articles of incorporation. You will also be required to review executed credit agreements and security documentation and escalate all errors / omissions for correction prior to funding.
• Business Acumen You will be responsible for managing the credit fulfillment function by providing specialized operational expertise. You will also be required to act independently of the business to ensure ongoing compliance of the terms and conditions of the authorized credit and exercise delegated authority to make decisions as required.
• Technically Savvy Comfortable using MS Teams Outlook calendar. Experience with COINS PostEdge ECIF GOW iCAP system Streamloan is a strong asset.
• Lending knowledge experience with lending administration would be an asset (Bankers Acceptance Letters of Credit Visa term loans LAS loans).

Who You Are

• Youre passionate about people . You find meaning in relationships and surround yourself with a diverse network of partners. You build trust through respect and authenticity.
• You put our clients first . You engage with purpose to find the right solutions. You go the extra mile because its the right thing to do.
• You understand that success is in the details . You notice things that others dont. Your critical thinking skills help to inform your decision making.
• You give meaning to data. You enjoy investigating complex problems and making sense of information. Youre confident in your ability to communicate detailed information in an impactful way.
• Values matter to you . You bring your real self to work and you live our values trust teamwork and accountability.

What CIBC Offers

At CIBC your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career rather than just a paycheck.

We work to recognize you in meaningful personalized ways including a competitive salary incentive pay banking benefits a benefits program

• an employee share purchase plan a vacation offering wellbeing support and MomentMakers our social pointsbased recognition program.

Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

• Subject to plan and program terms and conditions

What you need to know

CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation please contact

You need to be legally eligible to work at the location(s) specified above and where applicable must have a valid work or study permit .

We may ask you to complete an attributebased assessment and other skills tests (such as simulation coding French proficiency MS Office). Our goal for the application process is to get to know more about you all that you have to offer and give you the opportunity to learn more about us.

Job Location

Scarborough305 Milner Ave 8th Floor

Employment Type

Regular

Weekly Hours

37.5

Skills

Financial Processing Microsoft Excel Organizing Prioritization Risk Management Technical Knowledge

Required Experience :

Key Skills

ISO 27001,Microsoft Access,Risk Management,Financial Services,PCI,Risk Analysis,Analysis Skills,COBIT,NIST Standards,SOX,Information Security,Data Analysis Skills

Experience : years

Vacancy : 1

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