Credit Risk Analyst

CO_1 Bird Construction Inc.; Edmonton; Hybrid; CAD 55,000 - 75,000; Full time

Job summary

Bird Construction, a leader in Canadian construction, seeks a Credit Risk Analyst to join their Corporate Legal and Risk Group. This entry-level position involves analyzing subcontractors, supporting risk management programs, and developing stakeholder relationships. Candidates should have a relevant degree and strong analytical skills, with opportunities for growth.

Qualifications

• Experience in risk management or underwriting is preferred.
• Willingness to learn and work under deadlines.
• Understanding of financial statements is an asset.

Responsibilities

• Perform analysis of subcontractors to ensure project criteria are met.
• Coordinate subcontractor prequalification for insurance program.
• Develop relationships with internal and external stakeholders.

Skills

Analytical skills

Attention to detail

Problem-solving

Communication skills

Education

Undergraduate degree or diploma in accounting, business, credit risk

Tools

Compass prequalification software

Excel

Job description

The greatest achievements in history are borne from the greatness within people – where human potential meets vision, and passion fuels evolution. Unlocking this potential is the most important thing we do at Bird.

As a leader in Canadian construction for over 100 years, the impact of our team is etched deeply within the core of our legacy. Beyond Bird, this impact is felt in the fundamental aspects of our everyday lives. From the critical infrastructure we depend on, to the energy and resources that keep us moving - we are powering our communities and shaping Canada’s skylines coast-to-coast. Entrenched in the foundation of a culture built more than a century ago is an enduring quest to reimagine what is possible. Our impact is greater than ever, and we are looking for those who seek to redefine their story.

We are a dynamic team of over 5,000 with a range of professions, backgrounds, and areas of expertise. This breadth of diversity in people and opportunities is one of greatest aspects of building your career with Bird. Every trajectory looks different. At Bird, you hold the pen, and you write your story. As you unlock your potential, you are surrounded by a team that supports you every step of the way.

Be a part of our team, where we pride ourselves on the quality of our work and the way we treat each other and our partners. You will build a career and long-lasting relationships based on respect, collaboration, and a solution-focused mindset. Bird is a place where you will unlock your potential and achieve your goals.

Reporting to the Risk Manager, Legal & Risk Management, the Credit Risk Analyst will be part of the Corporate Legal and Risk Group and responsible for subcontractor prequalification and supporting the administration of the subcontractor default insurance program. This is a junior role within the department, with opportunity for growth into a more senior role over time.

This position is hybrid and is based out of one of our Bird offices across Canada, including Calgary, Edmonton, Richmond, Victoria, Mississauga, Winnipeg, Halifax, Ottawa, Regina, St. John’s, and Montreal.

What You Will Be Working On

Perform comprehensive analysis of potential subcontractors / suppliers to ensure their financial capacity, experience and operational resources meets or exceeds project / contract specific criteria.

Coordinate prequalification of subcontractors for the subcontractor default insurance program based on established corporate risk appetites and growth objectives.

Adhere to established subcontractor / supplier management protocols and strategies to manage subcontractor performance.

Respond to questions from internal and external sources regarding the corporate subcontractor default insurance program.

Support tracking of notices to subcontractors and reporting to insurer for enrollment and billing purposes.

Support the gathering and compilation of insurance renewal information and submission packages.

Perform additional duties as assigned.

Relationship Management

Develop and maintain strong working relationships and open communication with internal / external stakeholders to reinforce responsible risk management practices and ensure compliance with corporate policies and procedures.

Cultivate collaborative relationships with subcontractors / suppliers with a strong emphasis on confidentiality, tact, and diplomacy.

What We Are Looking For

Undergraduate degree, diploma or equivalent relevant work experience in accounting, business, credit risk, credit management, surety, or insurance or a combination will be considered

Experience in risk management or surety underwriting with a background in construction sector or subcontractor risk management is preferred

General understanding of financial statements, financial analysis, and accounting principles is an asset

Demonstrates a willingness to learn new ways to accomplish work activities and objectives

Ability to work within tight deadlines and prioritization of work to achieve them

Strong analytical, critical thinking, problem-solving skills, and a high degree of accuracy and attention to detail, especially when working with large data sets and complex pivot tables in Excel

Highly developed written and verbal communication skills

Experience with Compass prequalification software is an asset

We Put Safety First

A healthy and safe work environment is non-negotiable. We build a culture of operational and psychological safety through engagement, learning and leadership.

We Lead With Honesty

We speak and act with integrity, clarity and care so people can trust our word and our work. Being honest means we can deliver the best outcomes and consistent results.

We Are Stronger Together

Success is a team effort. Our inclusive workplace enables our combined expertise, humility and creativity to unlock our greater potential.

We Are Driven To Do Great Work

We built our name on quality. We have a passion for excellence in our work and relationships that honours our businesses and our industry.

Rooted in a solid foundation, we adapt and grow to face the future. We are committed to elevating each other to chart the best path forward in an evolving world.

Bird is committed to diversity, equity, and inclusion (DE&I). This is a core part of our culture and guides our actions and strategic priorities. We strive to create an inclusive environment where every employee can thrive and share their unique perspectives and talents. Our ongoing commitments focus on addressing inequities and promoting a better understanding of diversity to build an inclusive and fair culture. We recognize that diverse teams are more knowledgeable, perform better, and achieve greater success. As such, we are dedicated to building a workforce that reflects the diversity of the communities we serve and creating opportunities for all employees to grow and succeed.