Credit Manager

Strategy Recruitment Group; Kitchener; On-site; CAD 110,000 - 170,000; Full time

Job summary

Strategy Recruitment Group is seeking a Senior Credit Manager for a Canada-based, globally focused role balancing growth with disciplined risk management. This senior position reports to the finance leadership and oversees credit, accounts receivable, and trade finance activities.

You will lead global credit operations, establish credit policies, assess cross-border risk, and manage Letters of Credit and other instruments. Collaboration with Sales, Operations, and lenders is essential.

Qualifications

• Bachelor's degree in Finance, Accounting, Business, or a related discipline.
• 10+ years of progressive experience in credit, trade finance, export finance, commercial banking, or a related field.
• Strong experience supporting international customers and cross-border transactions.
• Advanced knowledge of Letters of Credit and international payment mechanisms.
• Experience leading or developing Accounts Receivable teams.
• Strong commercial judgment and analytical capabilities.
• Excellent communication, negotiation, and relationship-management skills.
• Ability to work effectively with Sales, Operations, Logistics, banking partners, and customers.
• Experience with ERP systems; SAP experience is an asset.
• Professional designation such as CPA, CFA, CTP, or equivalent is an asset.

Responsibilities

• Lead global credit, accounts receivable, collections, cash application, and dispute-resolution activities
• Establish and maintain credit policies, approval frameworks, and risk-management processes
• Assess customer, country, and transaction-level credit risk
• Provide expertise in international trade finance and structured payment solutions
• Support complex transactions involving Letters of Credit, guarantees, bonds, insurance, and other trade-finance instruments
• Partner with Sales and Operations to facilitate international business while managing financial exposure
• Develop commercially practical payment structures that balance customer requirements and company risk
• Maintain relationships with financial institutions, insurers, and export-credit partners
• Provide senior-level guidance on credit decisions, receivables exposure, and working capital
• Lead, coach, and develop an Accounts Receivable team
• Identify opportunities for process improvement, standardization, and automation

Skills

Credit management

Accounts receivable

Trade finance

Letters of Credit

Risk assessment

Negotiation

Analytical skills

Communication

Cross-border transactions

Leadership

Education

Bachelor's degree in Finance/Accounting/Business

CPA/CFA/CTP or equivalent asset

Tools

SAP

ERP systems

Job description

This is a senior finance opportunity for an experienced Credit Manager who can balance commercial growth with disciplined risk management and working-capital objectives.

Reporting directly to the senior finance leadership team, the successful candidate will have significant responsibility for the organization's global credit, accounts receivable, and trade finance activities, while partnering closely with commercial and operational teams.

Key Responsibilities

• Lead global credit, accounts receivable, collections, cash application, and dispute-resolution activities
• Establish and maintain credit policies, approval frameworks, and risk-management processes
• Assess customer, country, and transaction-level credit risk
• Provide expertise in international trade finance and structured payment solutions
• Support complex transactions involving Letters of Credit, guarantees, bonds, insurance, and other trade-finance instruments
• Partner with Sales and Operations to facilitate international business while managing financial exposure
• Develop commercially practical payment structures that balance customer requirements and company risk
• Maintain relationships with financial institutions, insurers, and export-credit partners
• Provide senior-level guidance on credit decisions, receivables exposure, and working capital
• Lead, coach, and develop an Accounts Receivable team
• Identify opportunities for process improvement, standardization, and automation

What We're Looking For

• Bachelor's degree in Finance, Accounting, Business, or a related discipline
• 10+ years of progressive experience in credit, trade finance, export finance, commercial banking, or a related field
• Strong experience supporting international customers and cross-border transactions
• Advanced knowledge of Letters of Credit and international payment mechanisms
• Experience leading or developing Accounts Receivable teams
• Strong commercial judgment and analytical capabilities
• Excellent communication, negotiation, and relationship-management skills
• Ability to work effectively with Sales, Operations, Logistics, banking partners, and customers
• Experience with ERP systems; SAP experience is an asset
• Professional designation such as CPA, CFA, CTP, or equivalent is an asset