Credit, Collections & Financing Specialist

Delta Water Products; Chilliwack; On-site; CAD 70,000 - 95,000; Full time

Benefits offered by this job

Ownership of financing function

Exposure to executive leadership

Career growth opportunities

Collaborative culture and impactful,</

Job summary

Delta Water Products seeks a Credit, Collections & Financing Specialist to own a unique role combining commercial credit, collections, customer financing, and lender relations. You will influence cash flow, customer experience, and revenue growth while protecting the business.

The company has grown rapidly with multiple acquisitions and 15 branches across BC, Alberta, Saskatchewan, Ontario, and Washington State, offering strong career growth and cross-functional exposure.

Qualifications

• 5+ years of experience in commercial credit, collections, equipment financing, or related financial services.
• Experience reviewing credit applications and evaluating customer financial information.
• Experience working with lenders/financing partners or financial institutions.
• Strong negotiation skills and ability to manage multiple transactions and stakeholder relationships.

Responsibilities

• Review, approve, and monitor customer credit applications and supporting docs.
• Manage collections across Canada and the United States.
• Coordinate equipment financing opportunities with sales teams and lenders.
• Underwrite and structure financing requests with lenders and partners.
• Collaborate with Sales, Operations, and Finance to support growth and risk management.

Skills

Commercial credit analysis

Collections management

Equipment financing

Lending relationships

Advanced Excel

ERP systems (Dynamics BC)

Communication and negotiation

Multitasking

Financial reporting

Financial analysis

Education

Finance, Accounting, or Business degree

CCP designation (asset)

Tools

Equifax

D&B (Dun & Bradstreet)

Microsoft Dynamics 365 Business Central

Job description

Credit, Collections & Financing Specialist

Join One of Western Canada's Fastest-Growing Water Solutions Companies

Are you the type of finance professional who sees opportunity where others see risk?

Do you enjoy connecting the dots between sales, customers, credit, and financing to help deals move forward while protecting the business? Are you equally comfortable negotiating payment arrangements, analyzing credit applications, and working with lending partners to secure financing approvals?

Delta Water Products is looking for an exceptional Credit, Collections & Financing Specialist to take ownership of a unique and highly visible role that combines commercial credit, collections, customer financing, and lender relationship management. This is more than a traditional credit position. It's an opportunity to directly influence cash flow, customer experience, and revenue growth across a rapidly expanding organization.

Who We Are

For more than 45 years, Delta Water Products has been a trusted leader in the water, irrigation, pump, and motor industry. In the past three years alone, we've more than tripled in size, completed five strategic acquisitions, and expanded to 15 branches across BC, Alberta, Saskatchewan, Ontario, and Washington State. We're growing fast, investing heavily in our future, and looking for driven professionals who want to build something meaningful alongside us.

Why Join Delta

• Ownership of a growing financing function with the opportunity to shape processes and make a measurable impact
• Direct exposure to executive leadership, sales teams, and financing partners
• Real career growth opportunities in a fast-growing, multi-company organization
• A collaborative, supportive culture where your ideas are valued and your contributions are noticed
• A role with variety and purpose, combining customer relationships, finance, risk management, and business growth

What You'll Do

As our Credit, Collections & Financing Specialist, you'll be at the centre of some of Delta's most important business relationships.

You'll protect cash flow and manage credit risk while helping customers access financing solutions that make purchasing easier and help our sales teams close more business. You'll act as the bridge between customers, sales representatives, finance partners, and internal stakeholders, guiding transactions from initial credit review through to funding and payment.

This is a role for someone who enjoys solving problems, building relationships, making decisions, and taking ownership.

You Will

Credit & Collections

• Review, analyze, and approve customer credit applications and supporting documentation
• Conduct commercial credit investigations using agencies such as Equifax, D&B, and other reporting resources
• Establish and manage customer credit limits, payment terms, and risk exposure
• Proactively manage collections activities across Canada and the United States
• Partner with customers to resolve payment challenges while maintaining strong business relationships
• Reconcile customer accounts and resolve discrepancies promptly and professionally
• Monitor accounts receivable performance and identify emerging credit risks
• Prepare A/R aging reports, collection summaries, and credit risk reporting for management
• Support month-end, audit, and general accounts receivable activities

Financing & Underwriting Coordination

• Serve as Delta's primary point of contact for equipment financing opportunities
• Work closely with sales teams to identify financing solutions that support customer purchasing decisions
• Collect and assess customer financial information and financing documentation
• Perform preliminary underwriting reviews to evaluate creditworthiness and transaction viability
• Structure financing requests with lending partners, including rates, terms, residual values, and payment options
• Match financing opportunities with the most suitable lending partners
• Coordinate lender communications through underwriting, approval, documentation, and funding
• Manage approval conditions and help resolve issues that could delay financing decisions
• Maintain financing tools, calculators, lender resources, and program documentation
• Support the continued growth and development of Delta's financing program

Collaboration & Business Support

• Partner closely with Sales, Operations, and Finance to support profitable growth
• Balance customer service, financing support, and credit risk management to achieve business objectives
• Identify opportunities to improve processes, reporting, and customer financing solutions
• Contribute to the development of best practices in credit, collections, and financing

What You Bring

• 5+ years of experience in commercial credit, collections, equipment financing, leasing, lending, or a related financial services environment
• Strong understanding of commercial credit analysis, risk assessment, collections, and financing transactions
• Experience reviewing credit applications and evaluating customer financial information
• Experience working directly with lenders, financing partners, or financial institutions
• Proven ability to manage multiple transactions, customer accounts, and stakeholder relationships simultaneously
• Strong communication and negotiation skills with the confidence to navigate sensitive financial conversations professionally
• Intermediate to advanced Excel skills
• Experience with Microsoft Dynamics Business Central or a similar ERP system
• Exceptional organizational skills and attention to detail
• Post-secondary education in Finance, Accounting, Business, or a related field preferred
• Credit Institute of Canada designation (CCP) or equipment financing/leasing experience is considered a strong asset

The Person We're Looking For

You are commercially minded and naturally curious. You know how to balance customer relationships with sound business decisions. You ask the right questions, anticipate issues before they arise, and aren't afraid to take ownership.

You thrive in an environment where no two days are exactly the same. Whether you're helping a customer secure financing, negotiating resolution of an overdue account, or partnering with sales to close an important deal, you bring professionalism, initiative, and a strong sense of accountability.

Most importantly, you're looking for more than just another finance job. You're looking for an opportunity to make a visible impact in a growing organization.

Join Our Team

At Delta, you'll have the chance to build relationships, influence business outcomes, and help shape a growing financing function while supporting the financial health of a rapidly expanding organization. If you're ready to combine credit expertise, financing knowledge, and relationship management into a career-defining opportunity, we'd love to hear from you.