Credit Analyst

Reliance Home Comfort; Toronto; Hybrid; CAD 70,000 - 90,000; Full time

Job summary

Join a leading company in the home comfort sector as a Credit Analyst and contribute to assessing credit risks and managing dealer credit applications. With competitive pay, career growth opportunities, and a supportive work environment, you'll thrive in this mid-senior level role located in Toronto.

Benefits

Competitive base pay

Comprehensive benefits plan

Career advancement opportunities

Training and development programs

Recognition for success

Qualifications

• Minimum 5 years of experience in individual and commercial credit adjudication.
• Experience involving data analysis is essential.
• Strong proficiency in analytical tools and software.

Responsibilities

• Perform comprehensive credit risk assessments.
• Process credit applications per established policies.
• Conduct daily audits of HVAC contracts.

Skills

Data Analysis

Risk Assessment

Communication

Time Management

Attention to Detail

Education

Post-secondary education in a quantitative field

Tools

Microsoft Office

Job description

Find Your Limitless with Reliance

By joining Reliance as a

Find Your Limitless with Reliance

By joining Reliance as a Credit Analyst you’ll become an important Team Member and will be provided with the tools you need to succeed. We have ambitious growth plans and are looking for Team Members who want to grow with us. At Reliance, we pride ourselves on the fact that we provide limitless opportunities for growth and we encourage it by rewarding our Team Members for their success in many ways. If you’re ready to find your limitless – join us!

What do we offer?

• The tools you need to succeed – including the tools for the job as well as training and development programs
• A successful and knowledgeable team to be part of and learn from
• Competitive base pay plus the ability to earn more tied to your success – the only limit is your potential
• A great benefits plan for you / your family
• Career paths so you can advance in the company
• Awarded Canada’s Most Admired Corporate Cultures with a proudly diverse and inclusive team
  
  

What will you do?

• Perform a comprehensive credit risk assessment of dealer credit applications, obtaining supporting information as needed and communicating onboarding decisions in a professional manner
• Process commercial and residential credit applications in accordance with established credit policies and procedures
• Perform a daily audit of residential rental HVAC contracts, identifying contracts that do not meet credit guidelines
• Create, action and close audit cases in CRM, within the parameters of credit risk guidelines
• Conduct credit analysis by extracting and analyzing statistical data from credit applications
• Respond to case related inquiries from sales and operations personnel in a timely manner, using CRM case entry parameters
• Monitor and respond to credit inbox inquiries, following corporate credit policy and referring any recommendations outside of guidelines to the Credit Risk Manager
• Participation in ad-hoc Credit Team projects and initiatives as needed
  
  

What do you bring?

• Post-secondary education in a quantitative field – economics, business, finance or equivalent work experience
• Minimum 5 years of experience in individual and commercial credit adjudication, risk assessment or similar role involving data analysis
• Proficient working knowledge and experience with computer systems, including Microsoft Office (Outlook, Word, Excel)
• Proven ability to analyze data and make decisions accordingly
• Effective time management skills and the ability to meet deadlines
• Strong attention to detail and problem-solving skills
• Excellent verbal, written and interpersonal communication skills
  
  

Why Reliance?

As a leader in home services and energy efficient solutions for over 60 years, Reliance Home Comfort (Reliance) is committed to being the Destination of Choice by delivering exceptional experiences for customers seeking comfort and team members seeking a rewarding, inclusive workplace. With over 2 million customer relationships, Reliance is a trusted source and has become one of Canada’s largest providers of water heaters, furnaces, heat pumps, air conditioners, water purification, plumbing, protection plans, smart home, electrical, and EV chargers. Headquartered in Toronto, Reliance employs a workforce of over 2,700 Team Members across 28 branches in Canada and two locations in the United States. Reliance has been certified as a Great Place to Work in 2024 and has been recognized as one of Canada's Most Admired Corporate Cultures by Waterstone Human Capital, for eight consecutive years since 2016. Reliance remains focused on sustainability, workplace safety, diversity, inclusivity, and prudent governance.

Reliance Home Comfort is an equal opportunity employer. We welcome and encourage applications from candidates of all backgrounds including minorities and those with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.

For more information, please visit www.reliancehomecomfort.com.

LI-Hybrid

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

• Industries

  Consumer Services

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