Credit Analyst

Softchoice; Toronto; Hybrid; CAD 50,000 - 85,000; Full time

Job summary

Join a forward-thinking company as a Credit Analyst, where your expertise will shape the financial decisions that drive success. In this hybrid role, you'll collaborate with teams to assess credit risks and onboard new clients, ensuring that every decision is informed and timely. With a strong emphasis on career development and a culture of inclusion, this innovative firm offers a supportive environment where your contributions are valued. If you are passionate about finance and eager to make a significant impact, this opportunity is perfect for you.

Benefits

Competitive Benefits

Flexible Workdays

Collaborative Environment

Career Development Opportunities

Remote Onboarding

Qualifications

• 1+ years of experience in finance or credit analysis.
• Ability to analyze financial statements and ratios.
• Strong organization and process skills.

Responsibilities

• Oversee credit investigations and financial analysis.
• Manage onboarding of new customers.
• Ensure timely and accurate credit decisions.

Skills

Financial Analysis

Credit Risk Assessment

Analytical Skills

Communication Skills

Problem-Solving

Multitasking

Education

University/College Degree

Certified Credit Professional Designation

Tools

SAP

SFDC

Excel

Job description

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Credit Analyst

Date: May 1, 2025

Location: Toronto, ON, CA

Company: Softchoice

Whyyou’lllove Softchoice:
We are a software-focused IT solutions and services provider that equips organizations to be agile and innovative, and for their people to be engaged, connected, and creative at work. That means moving them to the cloud, helping them build the workplace of tomorrow, and enabling them to make smarter decisions about their technology. By doing these things we help them create success for their customers and their people.

We stand proudly for our people and support their success through career development and advancement. We are recognized and respected for our culture of inclusion and belonging, continuously striving to do what’s good for our people and communities.

The impact you will have:
The Credit Analyst is responsible for the fundamental execution of the company's credit policy. Oversee Customers/teams in the Regions you are aligned to focusing on credit investigations, new account onboarding and financial analysis with scope being to balance our risk exposure while increasing Sales.

This role is hybrid with the expectation of working in the Toronto office 2-3 times per month.

What you will do:

• Regular review and analysis of Credit lines and terms within your dedicated region/portfolio
• Work/help manage onboarding of new customers that align to your region
• Ensure all requests (credit holds, credit checks, extended terms) are dispensed /actioned accurately, professionally and in a timely manner
• Effectively assess risk and ensure sound credit decisions are made (ensuring you/your team are updating SAP with all required information)
• Work Credit cases in SFDC aligned to your region
• Ability to assume/perform requests during peak periods and properly load balance with rest of credit team
• Excellent attention to detail and quickly identifies areas of risk
• Action escalations as required
• Provide reporting and perform productivity analysis when requested
• Credit granting up to $100K
• Work with AR as needed to revolve delinquent accounts
• Identify high risk industries/accounts and make recommendations to leadership
• Build relationships with the Sales teams you support by attending team meetings, calls when required
• Identify and help manage customers that have filed Bankruptcy
• Make quality decisions within established turnaround times
• Communicate with Sales on rejected or conditional orders
• Process Improvements/Project Participation:
  • Participate in projects, risk related as required
  • Make recommendations for process improvements in problem areas

What you bring to the table:

• 1+ years of experience in a finance role. Credit analyst experience an asset.
• SAP experience an asset.
• SFDC experience an asset.
• Intermediate Excel experience required.
• Ability to analyze financial statements and ratios to make recommendations to management.
• Excellent analytic and problem- solving capabilities, attention to detail.
• Excellent communication and interpersonal skills.
• Proven capability for multitasking and handling of high demand/volume requests.
• Ability to support the business coverage requirements (later shifts/ rotating midnight coverage on month ends & statutory holiday coverage).
• Quickly learning the risks associated with the numerous products we sell to ensure sound credit decisions can be made (long term contracts).
• Very strong organization and process skills including ability to organize hard and soft copy information, and develop and document processes and procedures.
• Demonstrated leadership and initiative skills.
• Minimum education – university/college degree (Accounting designation, post graduate degree in business an asset) and or/Certified Credit Professional Designation through Canadian Credit Institute.

Not sure if you qualify? Think about applying anyway:
We understand that not everyone brings 100% of the skills and experiencefor the role.

At Softchoice, we offer opportunities to a diverse group including those with a variety of workplace experiences and backgrounds. Whether you are new to corporate tech, returning to work after a gap in employment, or looking to transition and take the next step in your career, we are excited to learn more about you and encourage you to apply.

Why You’ll Love Working Here:

• The People: You’ll thrive in our collaborative environment, surrounded by incredible colleagues who foster support and innovation, driving our collective success
• High-Performing Culture: At Softchoice, we are dedicated to achieving our goals and committed to success for our customers and each other
• Flexibility: Plan your workdays in a way that suits you best
• Award-Winning Workplace: Proudly recognized as a Great Place to Work for 20consecutive years
• Inclusive Culture: We are committed to an inclusive culture where every team member can be their authentic self
• Competitive Benefits: Benefit from competitive perks that start on day one

Inclusion & Equal opportunity employment:
We arean equal opportunity employer committed to diversity, inclusion & belonging. Peopleseeking employment at Softchoice are considered without regard to any protected category including but not limited to, race, color, religion, national origin, age, sex, marital status, ancestry, disability, veteran status, gender identity, or sexual orientation.

Require accommodation? We are ready to help:
We areproud to provideinterview &employment accommodationduring the recruitment and hiring process. If you requireanyaccommodation to apply or interview for a position, please reach out directly to [e-mail] .We are committed to working with you to best meet your needs.

Our commitment to your experience:
We arecommitted to the safety of all applicants and team members. With that in mind, we have implemented digital interviewing for everyone. We understand that you may need to interview with distractions around you(such as children or furry friends)and we willbe doing the same.

Before you start with us, we will conduct a criminal record check, verify your education, and check your references.

When you join Softchoice, we will onboard you remotely. Don't worry. It's quick, simple and you'll be connected with your new team in no time.

Job Requisition ID:6656
EoE/M/F/Vet/Disability