Data Enablement Analyst- Credit Strategy

RBC; Toronto; On-site; CAD 55,000 - 65,000; Full time

Job summary

An established industry player is seeking a Data Enablement Analyst to leverage advanced analytics in developing credit strategies that enhance revenue and manage risk. This role involves utilizing data mining and financial modeling to inform credit decisions, while also leading a talented credit team. You will engage with senior management to refine strategies and ensure the integrity of credit systems. If you thrive in a dynamic environment and have a passion for data-driven decision-making, this is the perfect opportunity to make a significant impact in the financial services sector.

Qualifications

• Expertise in credit risk and financial modelling.
• Strong skills in SQL and data visualization tools.

Responsibilities

• Analyze credit risk exposures and develop credit strategies.
• Build financial models to simulate outcomes and drive improvements.

Skills

Problem Solving

Credit Risk Fundamentals

Financial Modelling

SQL

Excel (Pivot Tables)

Data Visualization

Critical Thinking

Risk Management

Education

University degree in a quantitative field

Tools

Python

Tableau

TRIAD

Job description

Data Enablement Analyst- Credit Strategy

Join to apply for the Data Enablement Analyst- Credit Strategy role at RBC

Data Enablement Analyst- Credit Strategy

Join to apply for the Data Enablement Analyst- Credit Strategy role at RBC

Job Summary

The Data Enablement Analyst- Credit Strategy will use advanced analytics to develop credit strategies to grow RBC revenue and manage risk to ultimately optimize portfolio profitability. You will also be accountable for the development of an existing talented credit team within the group.

Job Summary

The Data Enablement Analyst- Credit Strategy will use advanced analytics to develop credit strategies to grow RBC revenue and manage risk to ultimately optimize portfolio profitability. You will also be accountable for the development of an existing talented credit team within the group.

Job Description

What will you do?

• Use data mining, profitability modelling and business intuition to inform lending decisions for cards credit programs such as Line Management and Transaction Authorizations
• Monitors and analyzes investment credit risk exposures on a short and long term basis
• Develops complex quantitative and analytic credit risk metrics and tools to help manage, measure, and monitor credit risk.
• Build financial models to simulate financial outcomes of strategy decisions, measure true outcomes against expectations and drive continuous improvement from findings
• Support the implementation and ongoing integrity of credit strategies within appropriate systems (e.g. Pathfinder, TRIAD)
• Engage Senior Management and Group Risk Management partners to refine and execute strategies
  
  

What do you need to succeed? Must have :

• Expert problem solving skills including understanding of credit risk fundamentals and financial modelling
• Skilled in SQL, Excel (Pivot tables) Python
• Experience with Data Visualization tools such as Python (Matplotlib, Plotly, Seaborn) and Tableau
• Ability to design and deliver compelling presentations to senior management and other stakeholders
• Proven experience in delivering high quality and accurate work with the ability to multitask and shift priorities University degree in a quantitative field of study (e.g. statistics, engineering, economics, finance, computer science) – to demonstrate ability for critical thinking, data analytics and financial modeling
  
  

Nice to have :

• Experience with adaptive control software (e.g. TRIAD, Probe) and credit scoring technologies
• Equally effective and conversant in business and technical environments
  
  

Job Skills

Business Data Analysis, Credit Analysis, Critical Thinking, Database Queries, Data Visualization, Decision Making, Quantitative Methods, Risk Management

Additional Job Details

Address:

RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTO

City:

TORONTO

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

GROUP RISK MANAGEMENT

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2025-04-11

Application Deadline:

2025-05-15

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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Seniority level

• Seniority level

  Not Applicable

Employment type

• Employment type

  Full-time

Job function

• Job function

  Information Technology

• Industries

  Banking and Financial Services

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