Credit Analyst

Toyota Credit Canada Inc.; British Columbia; Remote; CAD 60,000 - 80,000; Full time

Job summary

Toyota Credit Canada Inc. is seeking a Credit Analyst for a fully remote position. The role involves analyzing credit applications, making informed decisions, and maintaining high internal control standards. Ideal candidates will have a Bachelor's degree and over three years of relevant experience, with strong analytical and communication skills.

Qualifications

• 3+ years credit analyst/lender experience in automotive retail.
• Bilingual English/French preferred.
• Proven ability to work in a fast-paced environment.

Responsibilities

• Analyze retail automotive credit applications.
• Make quality credit decisions.
• Provide guidance to Credit Investigator.

Skills

Analytical problem-solving

Critical thinking

Negotiation

Communication

Customer focus

Attention to detail

Education

Bachelor’s degree in Business/Commerce

Tools

MS Office

Fraud Detection Tools

Job description

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Toyota Credit Canada Inc. provided pay range

This range is provided by Toyota Credit Canada Inc.. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

CA$60,000.00 / yr - CA$80,000.00 / yr

Direct message the job poster from Toyota Credit Canada Inc.

Helping you find the best talent for your organization

TFS currently has an exciting permanent opportunity as a Credit Analyst.

This role is fully remote (from either BC or AB) and the selected candidate will be required to work (west coast hours) 12:00 pm - 8:00 pm PST.

What you will be doing:

• Analyze retail automotive credit applications within established turnaround times.
• Make quality credit decisions with critical thinking and discipline.
• Maintain internal control standards, protect company risk and perform due diligence when making credit decisions.
• Provide recommendations to supervisor on credit applications in excess of lending limits.
• Provide guidance and instruction to the Credit Investigator.
• Maintain a consistent level of communication, direction and support with dealership personnel on credit offerings.
• Demonstrate a sales consultative approach by negotiating and looking for ways to grow the business portfolio and finding non-traditional ways to build deals.

What you bring:

• Three plus years of credit analyst / lender experience in an automotive retail credit environment, including some collections experience.
• Bachelor’s degree or equivalent. Business / Commerce preferred.
• Proven ability to perform successfully in a challenging team-oriented, fast-paced and deadline-driven environment.
• Proven analytical problem-solving skills, critical thinking, and decision-making skills.
• Proactive and innovative with a strong sense of ownership.
• Strong interpersonal, negotiation, and communication skills.
• Willingness to build relationships with dealers by utilizing a proactive sales approach.
• Persuasive influencing ability while exuding confidence.
• Solid customer focus and the desire to deliver industry-leading service.
• Effective organizational and time management skills.
• Crucial attention to detail to ensure accuracy and integrity of all financial data.
• Proficiency with MS Office products and Fraud Detection Tools/Processes (e.g., Luminate).
• Flexibility to work rotating shifts between 8:15 am to 10:00 pm EST, including Saturdays and holidays.
• Bilingual English / French (oral and written fluency) - preferred.

What You Should Know:

Our success begins and ends with our people. We embrace diverse perspectives and value unique human experiences. We are proud to be an equal opportunity employer that celebrates the diversity of the communities where we live and do business. Applicants are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, or any other characteristics protected by law.

About Toyota Financial Services

Toyota Financial Services (TFS) provides retail, leasing, and wholesale financial services to Toyota and Lexus dealerships and customers across Canada. TFS is a member of Toyota Financial Services Corporation (TFSC), a wholly owned subsidiary of Toyota Motor Corporation in Japan, with Canadian headquarters in Markham, Ontario.

What Sets Us Apart?

At Toyota Financial Services (TFS), you will help create best-in-class customer experiences in an innovative, collaborative, and team-focused environment. TFS is an important part of the Toyota family, an award-winning global company recognized worldwide for technological leadership, quality, continuous improvement, and environmental responsibility. Join us to help create exceptional customer experiences.