Competitive Commission - Submortgage Broker (British Columbia)

Perch Mortgage Brokerage; Toronto; Hybrid; CAD 90,000 - 180,000; Full time

Benefits offered by this job

Qualified Leads

Competitive Commission

Industry Tools

Marketing Support

Job summary

Perch Mortgage Brokerage is offering a fully remote opportunity across Canada for elite submortgage brokers or mortgage advisors who can leverage automation to grow their business. You will work with a dedicated support team to manage client relationships, close deals, and expand your mortgage book.

The role emphasizes a commission-based structure with a strong earning potential, support from in-house marketing, and ongoing training to scale production.

Qualifications

• Originated at least $10M in mortgages in the last 12 months and demonstrated the ability to self‑generate leads.
• Minimum of 2 years of continuous experience as a licensed Submortgage Broker or Mortgage Advisor at a bank or credit union.

Skills

Top Performer

Licensed Broker

Job description

Location: Fully Remote (Canada)
Compensation: Competitive Commission Structure | Uncapped Earning Potential

Grow Your Income by 50-100%

If you're an elite submortgage broker or a mortgage advisor at a bank/credit union, you know that your biggest bottleneck isn't finding clients—it's the administrative grind. What if you could automate 70% of your workflow, eliminate underwriting, and get the dedicated support you need to focus on what you do best: building relationships and closing deals? How much would you grow your mortgage business?

About Perch

Perch is a 4X award-winning mortgage brokerage, enabling Canadians to make data-driven decisions to save money on their mortgage and easily access their home equity. Along with the support of a dedicated team of real estate and mortgage professionals, users can take control of their homeownership journey, from pre-approvals to mortgage renewals and everything in between.

Founded in 2018, Perch is based in Toronto and works with homeowners across Canada, including Quebec.

The Perch Advantage

• Automate Your Workflow: Our system automates the most time-consuming tasks, including:

  • Nurturing your client pipeline and identifying new opportunities.

  • Guiding clients step-by-step through their application.

  • Integrating Equifax soft credit checks.

  • Automatically requesting the correct documents from clients.

  • Handling compliance and FINTRAC reporting.

• Dedicated In-House Support: Our professional support team handles client intake, document gathering, and appraisal bookings, acting as a seamless extension of your business.

• Keep Your Partners Informed: The platform automatically provides status updates to your referral partners, strengthening your relationships and ensuring transparency.

Who We Are Looking For

• Proven Top Performer: You have originated at least $10M in mortgages in the last 12 months, and have demonstrated the ability to self-generate most or all of your leads.

• Experienced Professional: You have a minimum of 2 years of continuous experience as a licensed Submortgage Broker or as a Mortgage Advisor at a bank or credit union.

What We Offer

• Qualified Leads: We invest in your success. Receive a consistent stream of qualified leads throughout your first year, of up to 30% of your annual volume.

• Competitive Compensation: Benefit from an attractive commission split with desk and insurance fees waived, maximizing your take-home earnings. Our splits start at 90/10 and increase to 95/5 as you grow. Splits are capped at $12,000.

• Industry-Leading Technology: Harness powerful tools that streamline your workflow and make underwriting effortless, so you can focus on closing more deals.

• Marketing Support: Access ready-to-use marketing assets, targeted campaigns, and lead-nurture tools designed to help you attract and convert more clients.

• Ongoing Training: Benefit from continuous training, best-practice guidance, performance coaching, and 1:1 deal support to help you sharpen your skills and scale your production.

This posting is for a current vacancy that we are actively and immediately seeking to fill. Applications are reviewed by our recruitment team; however, software tools, including AI, may be used to assist in screening, assessing, or selecting applicants. Compensation for this role is commission-based. The estimated range provided reflects typical earnings; actual compensation will vary based on individual performance. Contract details are subject to the Mortgage Representative Agreement.