Commercial Real Estate Finance Associate

Bank N.A.; Montreal; Vor Ort; CAD 90.000 - 130.000; Vollzeit

Zusammenfassung

Bank of Montreal in Montreal is seeking a seasoned credit professional to support lending decisions for a commercial banking portfolio within the Real Estate Finance Group. You will analyze credit information, structure loan terms, and monitor client repayment capacity to optimize risk-adjusted returns.

Fluency in French and English is required, as well as strong analytical and client-service skills. This role emphasizes collaboration with Relationship Managers and cross-functional partners to

Qualifikationen

• 5-7 years of relevant experience in credit or lending instruments or financial operations.
• Bachelor's degree required; Business Administration, Finance and Accounting preferred.
• Fluent in French and English.
• Strong analytical and client service skills.

Aufgaben

• Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients.
• Negotiates loan structures and terms and conditions that align client requirements with bank risk appetite and policies.
• Assesses client repayment capacity by utilizing financial models and analytical tools to recommend appropriate loan structures and collateral requirements.
• Signs off on new, renewal and extension loans within delegated authority.
• Monitors portfolio to identify deteriorating credit conditions and compliance, analyzes metrics, and assesses broader industry trends to spot risks and opportunities.
• Evaluates portfolio performance and recommends capital allocation strategies that optimize returns with investment objectives.
• Leads proposal development and delivers presentations to capture new business and expand client relationships.
• Develops and executes business development plans focused on enhancing client relationships and growth opportunities within the portfolio.
• Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners.
• Structures and supports new, renewal and extension loans aligned with client needs and bank & risk policies
• Conducts financial analysis and risk assessments of clients' credit information, for an assigned portfolio, to provide insights and make informed decisions
• Monitors the portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis, taking corrective action when required.
• Minimizes BMO's risk exposure by adhering to credit policies, regulatory standards, and operational guidelines.
• Serves as a point of contact for service requests, ensuring expectations are consistently met or exceeded.

Kenntnisse

Credit analysis

Financial analysis

Problem solving

Collaboration

Detail-oriented

Customer service

Portfolio management

Regulatory compliance

Banking operations

Microsoft Office

Ausbildung

Bachelor's degree in Business Administration, Finance or Accounting

Tools

Microsoft Office

Jobbeschreibung

Bank of Montreal in Montreal is seeking a seasoned credit professional to support lending decisions for a commercial banking portfolio within the Real Estate Finance Group. You will analyze credit information, structure loan terms, and monitor client repayment capacity to optimize risk-adjusted returns.

Fluency in French and English is required, as well as strong analytical and client-service skills. This role emphasizes collaboration with Relationship Managers and cross-functional partners to