Commercial Fleet Credit Analyst

AB Volvo; Mississauga; On-site; CAD 70,000 - 90,000; Full time

Job summary

A leading company in sustainable transport, AB Volvo is seeking a Fleet Credit Analyst to support its mission. This role involves analyzing customer profiles, making credit decisions, and providing outstanding service within a collaborative environment. With a strong emphasis on professional growth, this positions offers a competitive compensation package and opportunities to make a significant impact on the future of transport.

Qualifications

• 3-5 years of credit adjudication experience, preferably in equipment finance.
• Experience in automotive finance is an asset.
• Fluency in English; bilingual skills are a plus.

Responsibilities

• Manage fleet accounts and adjudicate credit submissions for transactions.
• Negotiate documentation and legal review for credit transactions.
• Perform loss analysis projections on fleet transactions.

Skills

Negotiation

Communication

Analytical Skills

Organizational Skills

Proactive Improvement

Education

Undergraduate degree in Business, Finance, Accounting, Economics

Tools

MS Office

Job description

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Fleet Credit Analyst (Commercial Lending)

Location: Mississauga, ON, CA, L5N 0B3

Position Type: Professional

Transport is at the core of modern society. Imagine using your expertise to shape sustainable transport and infrastructure solutions for the future. If you seek to make a difference on a global scale, working with next-gen technologies and collaborative teams, then we could be a perfect match.

This is an onsite position. We are relocating to Mississauga, and during the transition, you'll have the flexibility to work from both Aurora and Mississauga offices. Initially, some time in Aurora will be helpful for onboarding and training.

What you will do

At Volvo Financial Services, you will contribute to transforming our company, the transport industry, and society at large. You will analyze prospective customer profiles, make credit decisions, and recommend financing & lease transactions for trucks, construction, and coaches. You will provide high-level customer service, supporting VFS Canada Inc.’s mission to be the premier captive finance company in Canada. This position reports to the Manager, Retail Credit Team Canada, and is onsite. Our team is eager to support you every step of the way.

You will also:

• Manage fleet accounts and adjudicate credit submissions for truck, coach, and construction transactions;
• Support dealers, customers, and District Financial Managers with timely credit underwriting;
• Perform loss analysis projections on fleet transactions;
• Review financial statements and credit data to generate assessments;
• Approve credit submissions within delegated authorities and document approvals;
• Present files to Credit Committees outside delegated authority;
• Negotiate documentation and legal review for credit transactions;
• Interact with sales, dealers, and customers to negotiate and communicate credit decisions;
• Stay updated on Volvo, Mack, Prevost products, and finance programs;
• Participate in system enhancements and testing;
• Travel as needed to meet with fleet customers;
• Assist in developing retail credit programs;
• Utilize pricing tools and negotiate deal structures;
• Support scorecard transactions, syndications, and workouts;
• Provide backup support to colleagues;
• Perform administrative duties as delegated.

Who are you?

We are looking for someone who:

• Holds an undergraduate degree in Business, Finance, Accounting, Economics, or equivalent experience;
• Has 3-5 years of credit adjudication experience, preferably in equipment finance;
• Has experience in automotive finance is an asset;
• Is skilled in structuring commercial transactions and analyzing financial statements;
• Possesses strong organizational, negotiation, and communication skills;
• Understands security documentation and registration procedures;
• Is proactive in continuous improvement initiatives;
• Speaks and writes English fluently; bilingual skills are a plus;
• Is proficient in MS Office;
• Has a valid driver’s license with a clean record.

We welcome candidates who are eager to learn and grow with us.

Volvo Financial Services values privacy and does not accept applications via mail.

Who we are and what we believe in

We are committed to creating sustainable, safe, and efficient transport solutions. Our mission offers diverse career opportunities across our brands and entities.

Joining Volvo Group means working with innovative, talented people to improve society for future generations. We are a global company of nearly 100,000 employees, driven by a culture of care, inclusiveness, and empowerment.

As the captive finance arm of Volvo Group, VFS provides financial services worldwide, supporting society’s shift to sustainable transport and equipment solutions. Headquartered in Gothenburg, Sweden, we operate in over 50 markets.

What’s in it for you?

We offer a competitive compensation and benefits package, a diverse and inclusive work environment, and support your personal and professional growth. Our on-site culture fosters collaboration, innovation, and development.

Every day, Volvo products and services help ensure food security, safe transportation, and infrastructure development. We are dedicated to the transition toward a net-zero society through automation, electromobility, and connectivity.

Join Volvo Group to work with iconic brands and be part of a leading industrial company committed to a better, more resilient society for future generations.