Claims Consultant, Specialty - Property and Builder’s Risk

Intact Financial Corporation; Toronto; Hybrid; CAD 119,000 - 145,000; Full time

Benefits offered by this job

Flexible work arrangements

Hybrid work model

Employee Share Purchase Plan (ESPP)

Pension plan

Annual bonus up to 15%

Job summary

Intact Financial Corporation is seeking a Property & Builders Risk Claims Consultant to handle Builder’s Risk, Wood-Frame construction, and related Commercial Property claims through our STRIIOR MGA channel. You will investigate, negotiate, and settle complex claims while maintaining thorough documentation and high service levels.

You will collaborate across departments, mentor peers, stay updated on trends and regulations, and contribute to loss development, leakage control and expense

Qualifications

• Self-motivated and detail-oriented.
• Critical thinking with intellectual curiosity for complex problems.
• Strong communicator who builds relationships with clients and stakeholders.
• Able to gather information, evaluate a situation and negotiate next steps.
• Flexible and adaptable to changing needs.
• Experience in Builder’s Risk claims handling (preferred).
• Undergraduate degree or CIP designation is an asset.

Responsibilities

• Investigate and evaluate complex Property, Builders Risk and Equipment Breakdown claims to determine coverage and liability.
• Conduct thorough investigations and gather relevant information and documentation.
• Communicate with policyholders, brokers, and other parties to provide updates.
• Negotiate and settle claims in line with policies.
• Attend mediations and trials as needed.
• Maintain accurate claim files with detailed activity notes.
• Collaborate with departments to ensure efficient claims handling.
• Identify and investigate potential fraudulent claims and take action.

Skills

Self-motivated

Detail-oriented

Critical thinking

Effective communicator

Problem solver

Adaptable

Planner

Team player

Builder's Risk experience

Education asset

Education

Undergraduate degree or CIP designation

Job description

About the role

As a Property & Builders Risk Claims Consultant in our Specialty Lines team, you will handle Wood-Frame construction Builder’s Risk claims from our STRIIOR (MGA) distribution channel. In addition to this, you will handle traditional and renewable Energy Commercial Property claims and Equipment Breakdown claims, including those from our Global Network.

Responsibilities

• Investigate and evaluate complex Property, including Builders Risk/Course of Construction, and Equipment Breakdown claims to determine coverage and liability
• Conduct thorough and timely investigations, including gathering and analyzing relevant information and documentation
• Communicate with policyholders, brokers, and other parties involved in the claims process to gather information and provide updates on the status of claims
• Negotiate and settle claims in accordance with company policies and procedures
• Attend mediations and trials
• Utilize knowledge of insurance contracts and industry standards to determine appropriate coverage and settlement amounts
• Maintain accurate and detailed claim files, including documentation of all activities and decisions made
• Leverage your expertise in a creative, continuous improvement environment to support a model of best practice operations
• Collaborate with other departments and teams within the company to ensure efficient and effective claims handling
• Identify and investigate potential fraudulent claims and take appropriate action
• Deliver and exceed on all key performance indicators as it relates to loss development, claims leakage control and expense management
• Keep up to date with industry trends, changes in laws and regulations
• Provide excellent customer service to insureds and brokers, addressing any questions or concerns in a timely and professional manner
• Mentor and provide guidance to less experienced claims adjusters on complex or high-value claims
• Adhere to all company policies, procedures, and ethical standards
• Participate in training and professional development opportunities to enhance job knowledge and skills
• Represent the company in a professional manner and maintain positive relationships with all stakeholders

Ce poste jouera un rôle essentiel au sein de notre équipe. | This position will fill an essential role in our team.

What you bring to the table

• Self-motivated and detail-oriented
• Critical thinking with intellectual curiosity when approaching complex problems in time-sensitive situations
• Skilled communicator who fosters favorable business relationships and provides clear guidance to clients and stakeholders, internal and external
• Problem-solver and ability to gather information, evaluate a situation and negotiate the next steps toward a solution
• Able to adapt to changing needs and understand the need to be flexible and agile
• A planner and able to effectively organize to establish an effective strategy
• A strong collaborator and have a passion for mentoring and coaching others
• Experience in Builder’s Risk claims handling (preferred)
• Undergraduate Degree or CIP designation (asset)
• Flexibility to travel as needed #LI-LA1

Compensation and Benefits

• Flexible work arrangements and a hybrid work model
• Possibility to purchase up to 5 extra days off per year
• Multiple benefits offered to support physical and mental wellbeing, including telemedicine, Wellness account and much more
• Share plan & other savings: up to 12% of salary or even more (ask how you could earn guaranteed income for life)
• Salary range (but not limited to): 118,700 - 145,100
• Annual bonus target, based on the base salary, with a potential payout of up to double the target (subject to personal and company performance): 15%
• As part of our commitment to Win As A Team, we share our success with employees through our annual bonus plan and Employee Share Purchase Plan (ESPP) – with Intact matching 50% of your net shares.
• Our pension offerings provide flexibility and long-term security for our employees beyond their careers.
• We are one of the few companies offering the opportunity to receive guaranteed income for life via our defined benefit pension plan.

Equal Opportunity and Inclusion

We are an equal opportunity employer At Intact, our Value of respect is founded on seeing diversity as a strength.

We strive to create an accessible workplace where employees feel valued, included and encouraged to share their unique perspectives.

We encourage applications from individuals who are members of equity-deserving groups, including but not limited to women, Indigenous peoples, persons with disabilities, Black people, and members of the 2SLGBTQI+ community.

As part of Intact’s commitment to reconciliation, we acknowledge that we work, meet and travel across the land currently called Canada, originally inhabited by First Nations, Metis and Inuit people.

This history extends through many centuries and continues to evolve today.

We have policies to ensure equal access and participation for people with disabilities, including providing workplace adjustments (accommodations).

A copy of applicable policies is available on request.

If we can provide a specific adjustment to make the recruitment process more accessible for you, please let us know when we reach out about a job opportunity. We’ll work with you to meet your needs.

Please note that Intact does not provide sponsorship or other support for immigration-related matters including but not limited to employer-specific closed work permits. Candidates must be eligible to work in Canada from the anticipated start date and throughout their employment and are solely responsible for maintaining their work eligibility.