Claims Advisor, Catastrophe Claims

Sécurité Nationale Compagnie d'Assurance; Markham; In loco; CAD 59.000 - 83.000; Tempo pieno

Vantaggi offerti da questo lavoro

Health and well-being benefits

Paid time off

Career development

Descrizione del lavoro

TD Insurance, a part of TD Bank Group, is seeking a Claims Advisor in Markham, Ontario. You will adjudicate Residential and Auto Catastrophe claims and guide customers through settlements with empathy and clarity.

Responsibilities include investigating claims, negotiating settlements, coordinating appraisals, reviewing reports, and ensuring timely resolution. A collaborative, growth‑focused role that emphasizes exceptional service and learning.

Competenze

• Two or more years of claims adjusting experience preferred (asset to multi-line).
• Computer literacy; knowledge of Xactimate and Xactanalys is an asset.
• Excellent communication and customer service skills led by empathy.

Mansioni

• Investigate, negotiate and settle both Residential and Auto Catastrophe claims.
• Support customer claims from start to finish: open new claims, set up appraisals, assign contractors, generate financial transactions and finalize settlements.
• Review inspection reports and estimates to verify loss relation and determine need for further inspection.
• Follow up with customers on claim status and provide ongoing feedback on loss causes and repairs.
• Adjust claims quickly and accurately in line with policy coverage when appropriate.
• Collaborate with internal partners to ensure legendary customer experiences.
• Leverage external vendors when appropriate, both approved and non-approved.
• Escalate issues to resolve customer problems and participate in performance management.
• Continue professional development with learning maps and external courses.
• Support other TD Insurance Business Lines during peak volumes and critical events.
• Share knowledge and advise colleagues on services, resources, and next steps.

Conoscenze

Claims adjusting

Communication

Negotiation

Strumenti

Xactimate

Xactanalys

Descrizione del lavoro

Work Location: Markham, Ontario, Canada Hours: 35 Line of Business: TD Insurance Pay Details: $58,800 - $83,000 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Department Overview

TD Insurance is a part of TD Bank Group (TD) and we’re driven to provide legendary experiences and trusted advice to our customers. We help protect clients from the ‘accidents of life’ with a wide range of products including credit protection, life, health, travel, home and auto insurance. With more than three million clients, TD Insurance products and services are available through a network of more than 1,000 TD branches and online. In Canada we have two lines of business: General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number‑one provider of critical illness insurance and direct life and health insurance in Canada. At TD Insurance, we’re committed to fostering an inclusive, accessible environment for our colleagues. With a national workforce of over 4,000 employees that span Atlantic Canada, Quebec, Ontario and Alberta, our company is always growing and we’re dedicated to helping you grow, too. TD Insurance offers a stable and dynamic work environment where talent is appreciated and professional development is taken seriously to help our colleagues unlock their full potential. More than just a job, we offer rewarding careers. The TD Insurance Catastrophe (CAT) Claims Department is dedicated to supporting our customers at times of catastrophic loss. We work in unison to ensure we deliver the best service in the industry to our clients—our customer obsession has led to our success.

Job Details

If you’re a considerate and methodical professional with strong analytical skills, we want you to join our team. We’re there for our customers immediately following catastrophic events (e.g., fire, hail, tornado, heavy rains) to ensure they feel fully supported and their urgent needs are met. As a Claims Advisor, you’ll adjudicate claims while providing advice and support to customers and ensure they feel taken care of when it matters most.

What You’ll Do

• Investigate, negotiate and settle both Residential and Auto Catastrophe claims.
• Support customer claims from start to finish: open new claims, set up appraisals, assign contractors, generate financial transactions and finalize settlements in a timely manner.
• Review inspection reports and estimates to make sure damages are related to the loss; determine when additional inspection is needed.
• Follow up with customers on the status of the claim; provide ongoing feedback and support regarding cause of loss and completion of repairs.
• When applicable, adjust claims quickly and accurately in accordance with policy coverage to exceed customer expectations.
• Collaborate with internal partners to ensure legendary customer experiences.
• Leverage external vendors when appropriate, both approved and non‑approved.
• Ensure customer problems are carefully reconciled, escalating issues when necessary.
• Actively participate in performance management processes.
• Continue professional development with learning maps and external courses, as required.
• Support other TD Insurance Business Lines during critical events and peak volumes.

Partner Claims Teams may include:

• Core Residential Total Losses
• Auto PD
• Automobile & Residential Claims

• Share industry knowledge and expertise to advise colleagues on recommended services, support or resources for the customer.
• Proactively and consistently remain in contact with the customer to establish and maintain a relationship of trust to resolve claims in a timely manner.
• Participate fully as a member of a team and contribute to a positive working environment.

Job Requirements

We’re proud to work with a group of diverse colleagues. If you have relevant experience that isn’t mentioned below, tell us about it in your resume or cover letter.

What You Need to Succeed

• Two or more years of claims adjusting experience preferred (experience with multiple lines of claims insurance considered an asset).
• Computer literacy; knowledge of Xactimate and the use of Xactanalys is an asset.
• Excellent communication and customer service skills led by empathy and compassion.
• Proven ability to negotiate win/win outcomes when reasonably possible.
• Strong ability to review and investigate high‑value claims related to catastrophic events such as natural disasters.
• Excellent organization and time management skills with a demonstrated ability to support customers in a fast‑paced, multifaceted environment.
• Proven ability to manage change and help foster an environment open to change.
• Dedicated to meeting or exceeding the expectations of internal and external clients.
• Strong attendance track record with a positive impact on team cohesion.
• Candidates actively pursuing their Chartered Insurance Professional (CIP) designation or other relevant continuing education are preferred.
• Provincial claims licensing may be required.
• Bilingual (English and French) written and verbal is considered an asset.

Colleague Development

Through regular development conversations and training programs, we’re committed to providing our colleagues the support they need to thrive both at work and at home.

Who We Are

As part of TD Bank Group, one of Canada’s largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always. TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well‑being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well‑being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

• Base salary
• Variable compensation
• Health and well‑being benefits
• Savings and retirement programs
• Paid time off
• Banking benefits and discounts
• Career development
• Reward and recognition programs

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language Requirement (Quebec only)

Sans Objet

Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long‑standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi‑year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.