Catastrophe Claims Advisor - Bilingual French/English

Sécurité Nationale Compagnie d'Assurance; Montreal; Presencial; CAD 59.000 - 83.000; Tempo integral

Resumo da vaga

TD Insurance, a division of TD Bank Group, seeks a Claims Advisor in Montréal, QC. The position handles catastrophe claims for residential and auto lines, guiding customers through open claims, appraisals, and settlements while coordinating with internal and external partners.

The role requires strong communication, analytical abilities, and bilingual English/French proficiency. TD offers professional growth and a supportive learning culture, with emphasis on customer-centric service.

Qualificações

• Two or more years of claims adjusting experience preferred.
• Computer literacy; knowledge of Xactimate and the use of XactAnalysis is an asset.
• Proven ability to negotiate win/win outcomes when reasonably possible.

Responsabilidades

• Investigate, negotiate and settle both Residential and Auto Catastrophe claims.
• Open new claims, set up appraisals, assign contractors, generate financial transactions and finalize settlements promptly.
• Review inspection reports and estimates to ensure damages relate to the loss and request additional inspections if needed.
• Follow up with customers on claim status and provide ongoing guidance on cause of loss and repairs.

Conhecimentos

Analytical skills

Communication skills

Customer service

Bilingual (English/French)

Ferramentas

Xactimate

XactAnalysis

Descrição da vaga

Work Location: Montréal, Quebec, Canada

Hours: 35

Line of Business: TD Insurance

Pay Details: 58 800 $/$58,800 - 83 000 $/$83,000 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues.

Growth opportunities and skill development are defining features of the colleague experience at TD.

Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.

The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview TD Insurance is a part of TD Bank Group (TD) and we’re driven to provide legendary experiences and trusted advice to our customers. We help protect clients from the ‘accidents of life’ with a wide range of products including credit protection, life, health, travel, home and auto insurance. With more than three million clients, TD Insurance products and services are available through a network of more than 1,000 TD branches and online. In Canada we have two lines of business: General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number-one provider of critical illness insurance and direct life and health insurance in Canada. At TD Insurance, we’re committed to fostering an inclusive, accessible environment for our colleagues. With a national workforce of over 4,000 employees that span Atlantic Canada, Quebec, Ontario and Alberta, our company is always growing and we’re dedicated to helping you grow, too. TD Insurance offers a stable and dynamic work environment where talent is appreciated and professional development is taken seriously to help our colleagues unlock their full potential. More than just a job, we offer rewarding careers. The TD Insurance Catastrophe (CAT) Claims Department is dedicated to supporting our customers at times of catastrophic loss. We work in unison to ensure we deliver the best service in the industry to our clients—our customer obsession has led to our success.

Job Details

If you’re a considerate and methodical professional with strong analytical skills, we want you to join our team. We’re there for our customers immediately following catastrophic events (e.g., fire, hail, tornado, heavy rains) to ensure they feel fully supported and their urgent needs are met. As a Claims Advisor, you’ll adjudicate claims while providing advice and support to customers and ensure they feel taken care of when it matters most.

What You'll Do

• Make an Impact: Investigate, negotiate and settle both Residential and Auto Catastrophe claims
• Support customer claims from start to finish: open new claims, set up appraisals, assign contractors, generate financial transactions and finalize settlements in a timely manner
• Review inspection reports and estimates to make sure damages are related to the loss; determine when additional inspection is needed
• Follow up with customers on the status of the claim; provide ongoing feedback and support regarding cause of loss and completion of repairs
• When applicable, adjust claims quickly and accurately in accordance with policy coverage to exceed customer expectations
• Collaborate with internal partners to ensure legendary customer experiences
• Leverage external vendors when appropriate, both approved and non-approved
• Ensure customer problems are carefully reconciled, escalating issues when necessary
• Experience Growth: Actively participate in performance management processes
• Continue professional development with learning maps and external courses, as required
• Support other TD Insurance Business Lines during critical events and peak volumes.
• Partner Claims Teams may include: Core Residential Total Losses Auto PD Automobile & Residential Claims
• Cultivate our Culture of Care: Share industry knowledge and expertise to advise colleagues on recommended services, support or resources for the customer
• Proactively and consistently remain in contact with the customer to establish and maintain a relationship of trust to resolve claims in a timely manner
• Participate fully as a member of a team and contribute to a positive working environment

Job Requirements

We’re proud to work with a group of diverse colleagues. If you have relevant experience that isn’t mentioned below, tell us about it in your resume or cover letter.

What You Need to Succeed

• Two or more years of claims adjusting experience preferred (experience with multiple lines of claims insurance considered an asset)
• Computer literacy; knowledge of Xactimate and the use of Xactanalys is an asset
• Excellent communication and customer service skills led by empathy and compassion
• Proven ability to negotiate win/win outcomes when reasonably possible
• Strong ability to review and investigate high-value claims related to catastrophic events such as natural disasters
• Excellent organization and time management skills with a demonstrated ability to support customers in a fast-paced, multifaceted environment
• Proven ability to manage change and help foster an environment open to change
• Dedicated to meeting or exceeding the expectations of internal and external clients
• Strong attendance track record with a positive impact on team cohesion
• Candidates who have completed their AMF designation as a claims adjuster or other relevant continuing education are preferred
• Provincial claims licensing may be required
• Bilingual (English and French) written and verbal is required

Colleague Development

Through regular development conversations and training programs, we’re committed to providing our colleagues the support they need to thrive both at work and at home.

Who We Are:

As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always. TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Learn more

Additional Information:

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. We look forward to hearing from you!

Language Requirement (Quebec only)

*Remarque: Étant donné que cet affichage concerne de futurs postes vacants et qu’il servira à pourvoir de nombreux postes aux exigences comparables à l’avenir, nous invitons les candidats bilingues et francophones à poser leur candidature. Lorsqu’un poste sera à pourvoir, une évaluation des besoins en matière de langue sera effectuée pour déterminer si la connaissance d’une autre langue que le français est exigée.

Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in our community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative