Bilingual Underwriter

Sagen; Quebec; Remote; CAD 65,000 - 85,000; Full time

Job summary

Sagen in Canada is seeking a Bilingual Underwriter to underwrite and approve mortgage insurance applications, reporting to the Senior Manager, Underwriting. This role requires proficiency in English and French and a commitment to delivering top-tier service to lenders and borrowers.

You will analyze credit and appraisal reports, manage high-volume underwriting tasks, and collaborate with field staff to promote Sagen products while upholding guidelines.

Qualifications

• Minimum of 4 years progressive experience in mortgage loan underwriting.
• In-depth knowledge of credit and underwriting practices.
• Ability to interpret appraisal reports.
• Strong math skills for self-employed borrower analysis.
• Excellent interpersonal and communication skills.

Responsibilities

• Underwrite and approve mortgage loan applications in line with guidelines.
• Provide highest level of internal and external customer service.
• Manage underwriting and service processes for key lender accounts.
• Maintain up-to-date knowledge of Sagen policies and products.
• Provide underwriting and credit expertise for customers and field staff.
• Handle inquiries, build relationships, and promote products.
• Assist in regional and quality projects.
• Collaborate effectively in a high-volume team environment.

Skills

Bilingual English/French

Mortgage underwriting

Credit analysis

Appraisal interpretation

Analytical math

Interpersonal skills

Customer service

Negotiation

Self-starter

Work under pressure

Flexible hours

Job description

Ready to Make an Impact?

Reporting to the Senior Manager, Underwriting, the Bilingual Underwriter is responsible for underwriting and approving mortgage insurance applications.

Here is where you will be focusing to ensure your success

• Underwrite and approve applications for residential mortgage insurance according to Sagen guidelines and policies.
• Provide the highest level of internal and external customer service.
• Manage underwriting/service process for key lender accounts.
• Maintain up to date knowledge of Sagen policies and products.
• Provide underwriting and credit expertise for customers and field staff.
• Handle customer service inquiries, develop strong customer relationships and promote the company's products.
• Assist in regional/company/quality projects.
• Work effectively in a team setting to accomplish goals and complete tasks.

What we are looking for

• Bilingual in English and French.
• Minimum of 4 years progressive experience in mortgage loan underwriting.
• In-depth knowledge of credit and mortgage loan underwriting practices.
• Knowledge of the risk analysis approach and the residential appraisal process (ability to understand and interpret appraisal reports).
• Strong math skills and the ability to underwrite self-employed borrowers through analysis of tax returns.
• Demonstrated interpersonal and communication skills.
• Strong customer service orientation and negotiation/selling skills.
• Must be a self-starter and results oriented.
• Ability to thrive in a constantly changing environment and to perform well in a high volume, high intensity environment.
• Ability to make decisions under pressure while adhering to underwriting guidelines.
• Ability to work shifts within extended hours of operation.

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