Bilingual Auto Credit Analyst — Fast-Paced & Impactful

Iceberg Finance Group; Vancouver; On-site; CAD 70,000 - 90,000; Full time

Benefits offered by this job

Health and dental insurance

RRSP contribution

3 weeks vacation

On-site parking

On-site schedule Monday to Friday

Job summary

Iceberg Finance Group is seeking a Credit Analyst in Vancouver to evaluate automotive financing applications from individual customers. You will optimize decision-making, prevent fraud, and ensure regulatory compliance while delivering a smooth experience to partner dealerships.

Responsibilities include analyzing applications, assessing collateral, identifying fraud indicators, applying risk policies, and coordinating with F&I teams to accelerate approvals and funding quality.

Qualifications

• Experience in financing, administration, or a related field.
• Bilingual: English and French.
• 2 to 5+ years of experience in consumer credit; automotive finance experience is an asset.
• Exceptional attention to detail and strong verification rigor.
• Proficiency with computer tools (Outlook, Teams, Word, Excel, etc.).
• Ability to work collaboratively in a fast-paced environment and meet tight deadlines.
• Strong written and verbal communication skills.

Responsibilities

• Analyze submitted applications, including identity, income, employment stability, credit history, outstanding debts, debt-to-income ratios, and repayment capacity.
• Assess vehicle collateral: market value, loan-to-value (LTV), mileage, model year, wear and tear, and accident history reports.
• Identify fraud indicators (document inconsistencies, falsified pay stubs, address discrepancies, contract manipulation, straw buyers, etc.).
• Apply risk policies: approval thresholds, pricing matrices based on credit score and term, maximum advances, down payments, and guarantees.
• Recommend deal structures: loan term, down payment, co-borrower, ancillary products, etc.
• Communicate with dealership partners (F&I teams) to clarify and complete files, accelerate approval cycles, and improve funding ratios.
• Document decisions (notes, justifications, supporting documents) and participate in post-funding reviews (verifications and quality audits).

Skills

Financial analysis

Bilingual English/French

Credit analysis

Attention to detail

Excel proficiency

Communication skills

Deadline driven

Tools

Outlook

Teams

Word

Excel

Job description

Iceberg Finance Group is seeking a Credit Analyst in Vancouver to evaluate automotive financing applications from individual customers. You will optimize decision-making, prevent fraud, and ensure regulatory compliance while delivering a smooth experience to partner dealerships.

Responsibilities include analyzing applications, assessing collateral, identifying fraud indicators, applying risk policies, and coordinating with F&I teams to accelerate approvals and funding quality.