Associate Director, Real Estate Trainee

Socket.dev; Ottawa; On-site; CAD 90,000 - 140,000; Full time

Benefits offered by this job

Bonuses

Flexible benefits

Career advancement

Job summary

RBC is seeking an Associate Director, Real Estate to support Directors in the Real Estate Markets group. You will analyze and underwrite loan requests using the Bank's risk framework, prepare credit submissions, and assist in daily portfolio administration and annual reviews.

The role emphasizes collaboration with stakeholders, rigorous financial analysis, and timely credit writing. The position starts as an intern/training role, with opportunities to advance within a dynamic Canadian banking

Qualifications

• Experience in commercial credit analysis and underwriting.
• Strong ability to analyze financial statements and cash flow.
• Proven ability to support credit submissions and portfolio oversight.

Responsibilities

• Analyze and underwrite loan requests using risk framework and tools.
• Prepare credit submissions for the credit group.
• Assist in portfolio administration and annual credit reviews.
• Collaborate with internal and external stakeholders in the credit process.

Skills

Credit analysis

Financial statement analysis

Underwriting

Financial modeling

Excel

Communication

Team collaboration

Independent work

Education

Bachelor's degree in Business/Economics/Accounting/Finance

Tools

Microsoft Excel

Job description

Job Description

As an Associate Director, Real Estate, you will be required to support Directors in the Bank’s Real Estate Markets group. You will be responsible for analyzing and underwriting new loan requests with the use of the Bank’s Risk Assessment Framework, Financial Analysis and Credit Tools. The primary responsibility of the Associate Director is to compile financial information and prepare credit submissions to the Bank’s credit group. Other responsibilities of the Associate Director include: daily administration of the Group’s lending portfolio; performing annual credit reviews of the existing portfolio; liaise both internally and externally with various stakeholders in the credit process; and actively participate in other team initiatives (industry research reports / ad hoc portfolio strategy requests / portfolio reporting management).

Note: This position will start as an intern/training role.

What will you do?

• Focus on financing requests in the Ontario North East (ONE) region real estate markets;
• Provide the Directors with specific deal support as it relates to bilateral and syndicated senior secured loans including: budgetary analysis, cash flow analysis, financial statements analysis, market analysis and credit writing;
• Provide portfolio management oversight with assigned portfolios.

What do you need to succeed?

Must-have

• Experience in commercial credit, financial statement and underwriting analysis;
• Effective time management skills and ability to prioritize multiple requests to meet clients’ needs;
• Undergraduate degree in Business, Economics, Accounting, or Finance with strong quantitative, financial modeling, and analytical skills, as well as an ability to analyze company financial statements;
• Demonstrated ability to work and collaborate effectively;
• Strong computer skills (especially Microsoft Excel);
• Professional and effective oral and written communication skills;
• Must be an independent worker and team player with a positive attitude;
• Self - motivated proactive thinker with detail-oriented and creative problem solving approach;
• Ability to quickly develop a working knowledge of programs and systems employed by the Bank; and
• Ongoing and consistent adoption of the Bank's goals and core values.

Nice-to-have

• 3-6 years' experience in Commercial Real Estate Experience, commercial banking related industry verticals, and/or similar credit analysis and underwriting in commercial finance
• Experience working with large, complex real estate credit exposures and syndicated transactions
• MBA, CPA or CFA

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including competitive compensation, bonuses, and flexible benefits
• Continued opportunities for career advancement
• World-class sales training, coaching, and development opportunities
• Support from a dynamic, collaborative, progressive, and high performing team, as well as world-class tools and training
• Opportunity to achieve great success and grow your career with RBC

Job Skills

Adaptability, Business Development, Client Centricity, Communication, Critical Thinking, Curious Mindset, Financial Acumen, Practice Management

Additional Job Details

Address: 90 SPARKS ST:OTTAWA

City: Ottawa

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform: PERSONAL & COMMERCIAL BANKING

Job Type: Regular

Pay Type: Salaried

Posted Date: 2026-09-18

Application Deadline: 2026-09-25

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.