Analyst, High Risk Client Management (MSB)

RBC; Bedford; On-site; CAD 65,000 - 90,000; Full time

Job summary

RBC in Bedford, Canada is seeking an Analyst, High Risk Client Management to conduct Enhanced Due Diligence (EDD) analysis within the High Risk Sectors Cannabis Team, assessing AML risk exposure for onboarding and ongoing reviews.

You will research using RBC tools, prepare client risk assessments, escalate to Senior Management, and ensure compliance with AML/CTF legislation while maintaining high service standards.

Qualifications

• Knowledge of AML compliance and financial crimes investigations.
• Experience with Canadian AML regulations and compliance requirements.
• University degree or equivalent experience; CAMS a plus ideally.
• Experience in law enforcement, financial sector, or regulatory oversight is beneficial.

Responsibilities

• Conduct research and investigations using RBC-approved techniques to evaluate ML/TF and regulatory risk.
• Escalate issues to stakeholders within defined timelines per RBC policies.
• Communicate effectively with partners to maintain high service standards and client care.
• Assess personal development needs and review with Manager/Senior Manager as required.
• Complete mandatory RBC training on AML/CTF and regulatory knowledge.
• Contribute to process guidance and job aids to enhance HRCM strategy.
• Provide feedback to improve AML/CTF compliance and procedures.

Skills

AML knowledge

Communication

Data gathering & analysis

Detail-oriented

Financial regulation

Fraud risk management

Group problem solving

Internal controls

Operational integrity

Process management

Education

University degree or equivalent experience

Job description

What is the opportunity?

As Analyst, High Risk Client Management you will conduct Enhanced Due Diligence (EDD) analysis within the High Risk Sectors Cannabis Team, in order to assess whether a client is within the RBC’s AML Risk Appetite. These analyses are conducted at onboarding and on an ongoing basis and involve research using RBC approved techniques and tools to identify high risk factors. You prepare client risk assessments to effectively communicate the materiality of any AML risk exposure, such as Money Laundering (ML), Terrorist Financing (TF), high risk sector, sanctions and material relevant adverse information, etc. for Senior Management’s review and approval.

What will you do?

• Conduct research and investigations using RBC approved techniques and tools to evaluate if a client presents a higher level of ML / TF, regulatory and reputational risk to the Bank
• Work with business partners and stakeholders to ensure that all issues /reviews are escalated appropriately within defined timelines and in accordance with RBC’s policies and procedures
• Effectively communicate with business partners and stakeholders to ensure a high degree of service standards and client care focus is maintained
• Assess self-training and self-development needs based on the requirements of the role in order to facilitate review of Personal Development plan with Manager/ Senior Manager as required
• Complete mandatory RBC training on a timely basis and keep abreast of current industry knowledge, best practices, and skills sets relevant to AML/CTF, and other related regulatory
• Provide input into the development of processes, guidance documents, and job aids as required, to enhance the HRCM Strategy and ensure compliance with regulatory and policy requirements
• Provide feedback to the Manager/Senior Manager where gaps are identified regarding processes in order to ensure adherence to compliance with AML / CTF legislation, policies, and procedures

What do you need to succeed?

Must Have

• Knowledge of and/ or experience in AML Compliance, Financial Crimes investigations, working knowledge of AML compliance requirements and regulations for Canada, Experience working in law enforcement or the financial sector or financial regulatory oversight
• Skilled in Microsoft Office Outlook, Excel, Word applications
• Strong investigative and problem-solving skills
• Strong analytical aptitude and risk mindset
• University degree or equivalent experience

Nice to Have

• CAMS designation

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
• Leaders who support your development through coaching and managing opportunities
• Work in a dynamic, collaborative, progressive, and high-performing team
• A world-class training program in financial services
• Flexible work/life balance options
• Opportunities to do challenging work
• Opportunities to take on progressively greater accountabilities

Job Skills

Anti-Money Laundering (AML), Communication, Data Gathering Analysis, Detail-Oriented, Financial Regulation, Fraud Risk Management, Group Problem Solving, Internal Controls, Operational Integrity, Process Management

Additional Job Details

Address:

120 WESTERN PKY:BEDFORD

City:

Bedford

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

GROUP RISK MANAGEMENT

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-05-05

Application Deadline:

2026-09-05

Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.