Manager, AML Investigations

RBC; Toronto; On-site; CAD 110,000 - 160,000; Full time

Job summary

RBC in Toronto is seeking a Manager- AML Investigator to safeguard RBC Wealth Management by leading risk-based investigations and determining regulatory reporting obligations.

You will gather and analyze data, collaborate across teams, and ensure compliance with Canadian AML/CTF laws while supporting management reporting and AML initiatives.

The role offers a dynamic, high-performing environment with opportunities to impact financial crime controls.

Qualifications

• Experience in money laundering / terrorist financing investigations.
• Strong understanding of Canadian AML/CTF regulations.
• Knowledge of securities industry.
• Proficient in data gathering and analysis.
• Excellent written and verbal communication.

Responsibilities

• Conduct end-to-end AML investigations for Canadian Wealth Management.
• Investigate escalations from alerts and referrals.
• Analyze transactional, client, and third-party data.
• Determine regulatory reporting or escalation.
• Maintain confidential records and data protection.
• Collaborate with Global AML FIU and internal/external stakeholders.
• Support management reporting on financial crime framework.
• Provide guidance on AML/CTF trends and regulatory expectations.
• Assist in training programs.
• Contribute to AML projects to improve efficiency.
• Uphold Code of Conduct and data security.

Skills

AML/CTF investigations

Regulatory compliance

Securities knowledge

MS Office

Analytical skills

Communication skills

Risk assessment

Education

Finance degree or equivalent

CAMS certification

CSC

CPH

Job description

WHAT IS THE OPPORTUNITY

As a Manager- AML Investigator, you will safeguard RBC’s Wealth Management business in Canada by managing financial crime risks, including money laundering, terrorist financing, economic sanctions violations, and bribery/corruption. Your core responsibility will be to conduct risk-based investigations through the gathering, analysis, and evaluation of relevant information to determine whether sufficient suspicion exists of money laundering, financing of terrorism, or other criminal activities. This process will guide decisions on whether to file reports with regulatory authorities, ensuring compliance with legislative/regulatory requirements and mitigating risks to RBC. You will collaborate across teams to uphold adherence to Canadian laws and industry standards.

Job Description

As a Manager- AML Investigator, you will safeguard RBC’s Wealth Management business in Canada by managing financial crime risks, including money laundering, terrorist financing, economic sanctions violations, and bribery/corruption. Your core responsibility will be to conduct risk-based investigations through the gathering, analysis, and evaluation of relevant information to determine whether sufficient suspicion exists of money laundering, financing of terrorism, or other criminal activities. This process will guide decisions on whether to file reports with regulatory authorities, ensuring compliance with legislative/regulatory requirements and mitigating risks to RBC. You will collaborate across teams to uphold adherence to Canadian laws and industry standards.

WHAT WILL YOU DO?

• Conduct end-to-end investigations into complex and non-complex AML scenarios for the Canadian Wealth Management business.
• Investigate escalations from transaction monitoring alerts, name screening alerts, internal suspicion reports, and other referrals.
• Gather, analyze, and evaluate transactional, client, and third-party data to assess financial crime risks.
• Determine if findings warrant regulatory reporting or internal escalation, aligning with RBC policies and legal obligations.
• Maintain accurate records of investigative actions, ensuring confidentiality and adherence to data protection protocols.
• Collaborate with the Global AML FIU Investigation Team, internal units, and external stakeholders to meet timelines and elevate issues per policy.
• Support management reporting to enhance RBC’s Financial Crime framework and inform Senior Management/regulators.
• Provide guidance to team members on AML/CTF trends, risks, and regulatory expectations.
• Assist the Team Manager in implementing training programs and fostering a culture of compliance.
• Contribute to AML projects and initiatives to strengthen efficiency and effectiveness.
• Uphold RBC’s standards for Code of Conduct, data security, and professional development.

WHAT DO YOU NEED TO SUCCEED?

Must have:

• Good understanding of the Canadian AML/CTF legal and regulatory environment.
• Experience of conducting money laundering / terrorist financing investigations.
• Strong understanding of the securities industry.
• General understanding of the international AML/CTF, Economic Sanctions and ABAC laws.
• Good practical knowledge of MS Office applications.
• Excellent written and verbal skills.
• Strong analytical and investigation skills.
• Ability to understand and articulate financial crime risks as perceived in specific cases and more broadly.

Nice-to-have

• A degree in Finance or equivalent
• Certified Anti-Money Laundering Specialist (CAMS) designation
• Canadian Securities Course (CSC)
• Conducts and Practices Handbook (CPH)

What’s in it for you?

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
• Leaders who support your development through coaching and managing opportunities
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• A world-class training program in financial services
• Flexible work/life balance options
• Opportunities to do challenging work

Job Skills

Coverage Analysis, Dealing with Disorder, Decision Making, Information Capture, Insurance Claims Investigations, Insurance Fraud Investigations, Liability Loss Control, Litigation Management, Loss Assessment, Risk Assessments

Additional Job Details

Address: 20 KING ST W:TORONTO

City: Toronto

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform: GROUP RISK MANAGEMENT

Job Type: Regular

Pay Type: Salaried

Posted Date: 2026-08-17

Application Deadline: 2026-09-01

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.