AML Investigator - FIU

RBC; Halifax; On-site; CAD 65,000 - 85,000; Full time

Job summary

A leading financial institution in Halifax seeks an Investigator for its AML Financial Intelligence Unit. This role involves planning and conducting investigations into money laundering and terrorism financing. Ideal candidates have an undergraduate degree and strong investigative skills. The position offers a comprehensive rewards program and opportunities for professional growth within an inclusive environment.

Benefits

Comprehensive Total Rewards Program

Opportunities for professional development

Dynamic and collaborative team environment

Qualifications

• Understanding of money laundering indicators.
• Ability to apply critical thinking and analytical skills.
• Strong verbal and written communication skills.

Responsibilities

• Plan and conduct risk based investigations.
• Maintain records of all investigative actions.
• Gather information to assess suspicion of criminal activities.
• Prepare relevant reports from investigations.
• Collaborate with the Global AML-FIU Investigation Team.

Skills

Understanding of money laundering process

Investigative and analytical skills

Knowledge of FINTRAC guidance

Strong communication skills

Intermediate proficiency in Excel

Education

Undergraduate degree in relevant field

Tools

Microsoft Excel

Microsoft Word

Job description

Job Summary

Job Description

What is the opportunity?

As Investigator, you will work as an integral member of the AML Financial Intelligence Unit (FIU) Investigations team. You will plan, conduct and complete risk based investigations into matters referred to the Unit. Through the gathering, analysis and evaluation of relevant information, you will determine whether sufficient suspicion exists of money laundering, financing of terrorism or other criminal activities, to justify making a report to the Regulatory Authority. As an Investigator, you play a key role in complying with legislative/regulatory requirements, and mitigating risk to RBC, in line with established RBC policy.

What will you do?

• Plan, conduct and complete risk based investigations into matters identified from media scans, transaction monitoring, as well as Unusual Transaction Reporting via internal partners
• Maintain accurate, contemporaneous records of all investigative actions and decisions taken, ensuring that all material and information obtained is treated in accordance with legal and regulatory requirements and RBC policy
• Gather information/intelligence from all available sources, in order to determine whether sufficient suspicion of money laundering, financing of terrorism or other criminal activities exists
• Prepare relevant reports as required including documentation in support of any action proposed based on the results of investigations
• Promote, support and adhere to RBC’s policies and guidelines on Code of Conduct, Personal and Professional Development, Equal Opportunities, Health & Safety, Data Protection and Information Security, in accordance with published policy / guidance documents and protocols
• Work with the Global AML-FIU Investigation Team and other FIU partners to ensure that investigations are conducted within defined timelines and are escalated in accordance with relevant policy

What do you need to succeed?

Must-have:

• Understanding of money laundering process in general and knowledge of various money laundering indicators
• Strong investigative, critical thinking and analytical skills and the ability to apply them in various scenarios
• Knowledge and understanding of FINTRAC guidance/requirements
• Strong verbal and written communication skills. The ability to gather and present complex information in a simple and concise manner is essential for this role
• Completion of an undergraduate degree in a relevant field of study (i.e. accounting, business, political science, criminology)
• At a minimum, an Intermediate proficiency level of skill in Microsoft Excel & Microsoft Word

Nice-to-have:

• Working background/experience with the major business segments of RBC
• ACAMS Certification
• AML background in Canadian banking

What’s in it for you?

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
• Leaders who support your development through coaching and managing opportunities
• Work in a dynamic, collaborative, progressive, and high-performing team
• To be part of a large and growing global organization which puts client interests first and has a culture of fairness and accountability

RBC is an inclusive workplace that values diversity and equal opportunity employment. We believe that our employees should feel supported to perform at their best and grow professionally in a respectful and inclusive environment.