AML Investigator

RBC; Toronto; On-site; CAD 85,000 - 125,000; Full time

Benefits offered by this job

Bonuses

Flexible benefits

Competitive compensation

Job summary

RBC is seeking an Investigator (Canadian Banking) to join the AML FIU Investigations team. You will plan, conduct and complete risk-based investigations and determine if there is enough suspicion of money laundering or related crimes to report to the regulatory authority.

You will gather information from diverse sources, maintain detailed records, and ensure compliance with RBC policies and regulatory requirements. This role collaborates with global FIU teams and internal partners.

Qualifications

• AML background in Canadian banking.
• Strong investigative and analytical skills.
• Exceptional verbal and written communication skills.
• Undergraduate degree in Criminology/Criminal Justice Studies preferred.

Responsibilities

• Plan, conduct and complete risk-based investigations into matters from media scans, transaction monitoring and UNR via internal partners.
• Maintain accurate records of all investigative actions and decisions.
• Ensure all material and information is treated in accordance with legal/regulatory requirements and RBC policy.
• Gather information from all available sources to determine if there is sufficient suspicion of money laundering or financing of terrorism.
• Prepare relevant reports supporting actions proposed based on investigations.
• Promote and adhere to RBC policies on conduct, development, equal opportunities, health & safety, data protection and information security.

Skills

AML background

Investigative skills

Verbal and written communication

Education

Undergraduate degree in Criminology/Criminal Justice Studies

Job description

Job Description

As an Investigator (Canadian Banking), you will work as an integral member of the AML Financial Intelligence Unit (FIU) Investigations team. You will plan, conduct and complete risk based investigations into matters referred to the Unit. Through the gathering, analysis and evaluation of relevant information, you will determine whether sufficient suspicion exists of money laundering, financing of terrorism or other criminal activities, to justify making a report to the Regulatory Authority. As Investigator, you play a key role in complying with legislative/regulatory requirements, and mitigating risk to RBC, in line with established RBC policy.

What will you do?

• Plan, conduct and complete risk based investigations into matters identified from media scans, transaction monitoring, as well as Unusual Transaction Reporting via internal partners
• Maintain accurate records of all investigative actions and decisions taken
• Ensure that all material and information obtained is treated in accordance with legal and regulatory requirements and RBC policy
• Gather information/intelligence from all available sources, in order to determine whether sufficient suspicion of money laundering, financing of terrorism or other criminal activities exists
• Prepare relevant reports as required including documentation in support of any action proposed based on the results of investigations
• Promote and adhere to RBC’s policies and guidelines on Code of Conduct, Personal and Professional Development, Equal Opportunities, Health & Safety, Data Protection and Information Security
• Work with the Global AML-FIU Investigation Team and other FIU partners to ensure that investigations are conducted within defined timelines and are escalated in accordance with policies

What do you need to succeed?

Must have

• AML background in Canadian banking
• Strong investigative and analytical skills coupled with the ability to think outside the box.
• Exceptional verbal and written communication skills. The ability to gather and present complex information in a simple and concise manner is essential for this role
• Completion of an Undergraduate degree (Criminology/Criminal Justice Studies preferred)

Nice-to-have:

• Working background/experience with the major business segments of RBC
• ACAMS Certification

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• An opportunity to do great and meaningful work with lasting impact
• Leaders who support your development through coaching and managing opportunities
• Work in a dynamic, collaborative, progressive, and high-performing team
• Opportunities to take on progressively greater scopes of work
• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation

Job Skills

Anti-Money Laundering (AML), Communication, Data Gathering Analysis, Detail-Oriented, Financial Regulation, Fraud Risk Management, Group Problem Solving, Internal Controls, Operational Integrity, Process Management

Additional Job Details

Address:

20 KING ST W:TORONTO

City:

Toronto

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

GROUP RISK MANAGEMENT

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-08-25

Application Deadline:

2026-09-02

Note

Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.