Financial Crime Risk Investigative Analyst

TD; Toronto; On-site; CAD 53,000 - 74,000; Full time

Job summary

TD is seeking an AML Financial Crime Risk Investigative Analyst in Toronto, Ontario. You will analyze transactional activity, identify risks, and support investigations within AML/ATF and sanctions-related matters, collaborating with internal teams to ensure regulatory compliance.

The role requires an undergraduate degree and at least one year of relevant experience. You will prioritize workload, maintain data confidentiality, and use MS Office to document findings and support operations.

Qualifications

• Undergraduate degree preferred.
• One (1) or more years of relevant experience.
• Fundamental knowledge of AML operations, standards, procedures, laws, rules and regulations.
• Skill in using computer applications including MS Office.
• Ability to analyze, research, organize and prioritize work while meeting multiple deadlines.
• Ability to handle confidential information with discretion.
• Ability to communicate effectively both written and verbal.
• Ability to pay high attention to details.

Responsibilities

• Conduct analysis of transactional activity to identify risks, trends, and potential suspicious activity; and determine whether further investigation is required.
• Prioritize and manage own workload to meet service level requirements for service and productivity.
• Protect the interests of the organization - identify and manage risks, and elevate non-standard, high-risk transactions / activities as necessary.
• Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for own functional area.
• Act as a key resource/specialist owner or representative by providing technical subject matter expertise, analysis, or operational process support on AML/ATF and other sanctions-related matters.
• Contribute to the identification and implementation of new products, operating workflow, additional services/products/applications, or operational efficiencies.
• Run and review information against various lists and guidelines; ensure accuracy and flag deviations.
• Manage and process activities with multiple steps, systems, and jurisdictions; focus of work is weekly, monthly or longer with additional ad-hoc responsibilities as required.
• Find opportunities to improve service delivery and support operational improvement.
• Ensure necessary due diligence to support the accuracy of all transactions/activities.
• Require in-depth knowledge in a range of products and services, processes, procedures, and systems within own area of specialty and characterized by moderate to high risk.
• Generally, interact with internal colleagues and contacts and/ or external customers; may provide process/policy guidance to others.
• Participate fully as a member of the team, support a positive work environment.
• Act as a brand ambassador for your business area/function and TD, both internally and externally
• Adhere to internal policies/procedures and applicable regulatory guidelines.
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.

Skills

Analytical thinking

Attention to detail

Communication skills

Discretion with confidential data

Time management

Education

Undergraduate degree preferred

Tools

MS Office

Job description

Work Location

Toronto, Ontario, Canada

Hours

37.5

Line of Business

Financial Crime Risk Management

Pay Details

$52,700.00 - $74,400.00 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

The AML Financial Crime Risk Investigative Analyst provides AML analytical and/or operations process support within a defined area. As a key resource and specialist, you will build and maintain knowledge of relevant regulations as well as existing and emerging regulations affecting money laundering, terrorist financing and/ or sanctions-based risk activity across the business.

• Conduct analysis of transactional activity to identify risks, trends, and potential suspicious activity; and determine whether further investigation is required.
• Prioritize and manage own workload to meet service level requirements for service and productivity.
• Protect the interests of the organization - identify and manage risks, and elevate non-standard, high-risk transactions / activities as necessary.
• Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for own functional area.
• Act as a key resource/specialist owner or representative by providing technical subject matter expertise, analysis, or operational process support on AML/ATF and other sanctions-related matters.
• Contribute to the identification and implementation of new products, operating workflow, additional services/products/applications, or operational efficiencies.
• Run and review information against various lists and guidelines; ensure accuracy and flag deviations.
• Manage and process activities with multiple steps, systems, and jurisdictions; focus of work is weekly, monthly or longer with additional ad-hoc responsibilities as required.
• Find opportunities to improve service delivery and support operational improvement.
• Ensure necessary due diligence to support the accuracy of all transactions/activities.
• Require in-depth knowledge in a range of products and services, processes, procedures, and systems within own area of specialty and characterized by moderate to high risk.
• Generally, interact with internal colleagues and contacts and/ or external customers; may provide process/policy guidance to others.
• Participate fully as a member of the team, support a positive work environment.
• Act as a brand ambassador for your business area/function and TD, both internally and externally
• Adhere to internal policies/procedures and applicable regulatory guidelines.
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.

Experience and or Education

• Undergraduate degree preferred
• One (1) or more years of relevant experience
• Fundamental knowledge of AML operations, standards, procedures, laws, rules and regulations
• Skill in using computer applications including MS Office
• Ability to analyze, research, organize and prioritize work while meeting multiple deadlines
• Ability to handle confidential information with discretion
• Ability to communicate effectively both written and verbal
• Ability to pay high attention to details

Work activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to be onsite 4 days a week. Colleagues may spend more or less days in office as required by the business line.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information

We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process

We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only)

Sans Objet