AML Compliance Senior Analyst

Manulife Financial; Waterloo; On-site; CAD 60,000 - 95,000; Full time

Job summary

A forward-thinking company is seeking a Senior AML Compliance Analyst to ensure compliance with AML/ATF regulations across its Canadian entities. In this pivotal role, you will conduct investigations, manage cases, and assess transaction alerts to identify suspicious activities. Your expertise in AML regulations and strong analytical skills will be essential in making informed recommendations and maintaining compliance. Join a dynamic team that prioritizes career growth and fosters an inclusive environment while contributing to the financial well-being of clients. This is an exceptional opportunity to make a meaningful impact in a leading financial services provider.

Benefits

Flexible work environment

Career growth support

Inclusive workplace

Well-being prioritization

Qualifications

• 3+ years of AML/ATF experience with strong time management skills.
• Excellent critical thinking and analytical skills.

Responsibilities

• Conduct AML assessments and determine actions based on unusual activity.
• Lead multiple AML assessments concurrently and monitor high-risk customers.

Skills

AML/ATF Regulations

Critical Thinking

Analytical Skills

Time Management

Communication Skills

Education

CAMS Certification

Tools

PRM

FCRM

FWR

Job description

The AML/ATF Operations team is responsible for ensuring compliance with anti-money laundering/anti-terrorist financing (AML/ATF) regulations across all Canadian domiciled entities of Manulife, including The Manufacturers Life Insurance Company, Manulife Investment Management Limited, Manulife Wealth, Manulife Investments, and Manulife Bank and Trust. Reporting to the AML/ATF Program Manager, the Senior AML Compliance Analyst will handle investigations and case management related to complex watch list scanning and transaction scenario monitoring for all lines of business, in accordance with Manulife’s AML/ATF policies and procedures.

Position Responsibilities:

1. Conduct AML assessments based on complex referrals from Business Areas and determine appropriate actions based on unusual activity.
2. Assess higher-risk daily transaction monitoring alerts, understanding the indicators, facts, and context of transaction activities.
3. Use judgment and knowledge of money laundering patterns to assess whether transactions are suspicious; conduct complex investigations; make recommendations; and document details of suspicion as required.
4. Ensure accurate case management and record-keeping protocols are maintained in compliance with regulatory filing requirements.
5. Lead multiple AML assessments concurrently and perform enhanced due diligence for ongoing monitoring of high-risk customers.

Required Qualifications:

1. 3+ years of AML/ATF experience with demonstrated time management skills.
2. Strong understanding of AML/ATF regulations and risk management.
3. Excellent critical thinking and analytical skills.
4. Effective oral and written communication skills to convey complex issues to staff and management.
5. Detail-oriented, capable of handling multiple tasks, and adaptable to changing business needs to meet deadlines.

Preferred Qualifications:

1. Experience with AML/ATF management and reporting systems (e.g., PRM, FCRM, FWR).
2. Knowledge of Manulife products, processes, and systems.
3. Experience in banking and/or securities sector AML/ATF.
4. CAMS certification.
5. Bilingual in French.

Additional Information:

• We support your career growth and learning.
• We promote a flexible, inclusive environment prioritizing well-being.
• Join our global team and help shape the future.

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider committed to helping people make decisions easier and lives better. Learn more at https://www.manulife.com/en/about/our-story.html.

Equal Opportunity Employer

We embrace diversity and are committed to fair recruitment, retention, and advancement practices without discrimination. We provide reasonable accommodations during the application process. Contact [e-mail] to request accommodations.