AML Analyst - (Hybrid)

Central 1; Toronto; Hybrid; CAD 50,000 - 55,000; Full time

Benefits offered by this job

Hybrid work environment

Variable annual incentive plan

Generous annual vacation allotment

Top-notch flexible benefits plan

Retirement Plan, matched contributions

Learning platform and educational‑asss

Virtual wellness platform

Career development opportunities

Wellness Flex Fund

Volunteer day / paid time off

Corporate discounts

Employment agreement

Job summary

Central 1 is hiring 3 AML Analysts in Canada to safeguard the organization by detecting and investigating potentially suspicious transactions. You will assess customer and account activity, analyze alerts, and deliver clear findings.

Your expertise and judgment will help ensure regulatory compliance while contributing to a strong culture of risk management and financial integrity. If you're detail-oriented, investigative by nature, and passionate about protecting the financial system, we'd love

Qualifications

• 3+ years of relevant financial crimes experience, preferably in AML/ATF compliance.
• College diploma or university degree in business, finance, criminology, law, or a related field, or equivalent work experience.
• Experience in financial services, AML/ATF, fraud, compliance, investigations, or a related area is preferred.
• Basic understanding of money laundering, terrorist financing, and AML/ATF regulatory requirements.
• Strong attention to detail, analytical skills, and sound judgment.
• Clear written and verbal communication skills.
• Ability to organize work, manage priorities, and meet deadlines and performance targets.
• Ability to work independently and contribute as part of a team.
• Willingness to learn new AML/ATF procedures, systems, and guidance.
• CAMS or a similar certification is an asset but is not required.

Responsibilities

• Review transaction monitoring alerts and determine whether they can be closed or require escalation.
• Analyze customer profiles, account activity, and transaction patterns using a risk-based approach.
• Identify activity that may involve money laundering, terrorist financing, or other financial crime risks.
• Document the information reviewed, analysis completed, decision made, and reason for any escalation.
• Complete assigned alerts accurately and within established service, quality, and productivity targets.
• Follow AML/ATF procedures, client requirements, and quality standards while protecting confidential information.
• Request additional information when needed and raise questions or concerns to the appropriate team member.
• Maintain current knowledge of AML/ATF requirements, FINTRAC guidance, and common financial crime trends.

Skills

Analytical thinking

Attention to detail

Written & verbal communication

Team collaboration

Education

College diploma or university degree in business, finance, criminology, law, or related field

Job description

Central 1 cooperatively empowers credit unions and other financial institutions to deliver banking choice to Canadians. Central 1 provides critical services at scale to enable a thriving credit union system. We do this by collaborating with our clients, developing strategies, products and services to support the financial well-being of their more than 5 million diverse customers in communities across Canada. For more information, visit www.central1.com.

What we offer

• Work-life flexibility
• Hybrid work environment
• Variable annual incentive plan
• Generous annual vacation allotment
• Top-notch flexible benefits plan including family building and gender affirmation
• Retirement Plan, matched contributions at 6%
• Access to a learning platform and educational assistance support
• Access to a virtual wellness platform
• Career development opportunities
• Wellness Flex Fund to support personal interest and activities
• Day off to volunteer in your community and other paid time off options
• Corporate discounts
• subject to employment agreement

Job Summary

We're hiring 3 AML Analysts.

As an AML Analyst, you'll play a key role in safeguarding the organization by detecting and investigating potentially suspicious transactions. You'll assess customer and account activity, analyze transaction monitoring alerts, and deliver clear, well-supported findings. Your expertise and judgment will help ensure regulatory compliance while contributing to a strong culture of risk management and financial integrity.

If you're detail-oriented, investigative by nature, and passionate about protecting the financial system, we'd love to hear from you.

What you'll be doing

• Review transaction monitoring alerts and determine whether they can be closed or require escalation.
• Analyze customer profiles, account activity, and transaction patterns using a risk-based approach.
• Identify activity that may involve money laundering, terrorist financing, or other financial crime risks.
• Document the information reviewed, analysis completed, decision made, and reason for any escalation.
• Complete assigned alerts accurately and within established service, quality, and productivity targets.
• Follow AML/ATF procedures, client requirements, and quality standards while protecting confidential information.
• Request additional information when needed and raise questions or concerns to the appropriate team member.
• Maintain current knowledge of AML/ATF requirements, FINTRAC guidance, and common financial crime trends.

What you'll have

• 3+ years of relevant financial crimes experience, preferably in AML/ATF compliance.
• College diploma or university degree in business, finance, criminology, law, or a related field, or equivalent work experience.
• Experience in financial services, AML/ATF, fraud, compliance, investigations, or a related area is preferred.
• Basic understanding of money laundering, terrorist financing, and AML/ATF regulatory requirements.
• Strong attention to detail, analytical skills, and sound judgment.
• Clear written and verbal communication skills.
• Ability to organize work, manage priorities, and meet deadlines and performance targets.
• Ability to work independently and contribute as part of a team.
• Willingness to learn new AML/ATF procedures, systems, and guidance.
• CAMS or a similar certification is an asset but is not required.

Salary Range

Salary Range: $50,000 - $55,000

The salary represents the job rate determined for the successful candidate who is fully competent in the role. The actual salary will vary depending on market conditions and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training.

Central 1 does not use Artificial Intelligence (AI) technology to screen, assess, or select applicants during our recruitment process. This job posting is for an existing, specific vacancy within our organization. All applications will be considered exclusively for the position described in this posting.

Central 1 is an equal opportunity employer and committed to building an inclusive workforce by creating an environment where everyone feels like they belong and has the opportunity to be successful. We welcome all applicants to join our diverse workforce and we will provide an accessible candidate experience including, but not limited to accommodations to interview sites and alternate formats upon request to our Recruitment team.