Senior Product Compliance Manager Wise Platform - LATAM

Wise; São Paulo; Hybrid; BRL 360,000 - 720,000; Full time

Benefits offered by this job

RSUs

Flexible working model

Self-development budget

Health and dental allowance

Life Insurance and EAP

Paid time off

Sabbatical leave

Parental leave

Transportation vouchers

Food and meal vouchers

TotalPass gym access

Job summary

Wise is seeking a Regulatory Senior Product Compliance Manager to join the Brazil and LATAM teams. You will drive regulatory compliance for new products, partner integrations and regional initiatives while maintaining risk oversight across platforms.

You will collaborate with Product, Engineering, Data and Operations to ensure compliant launches and sustainable product practices, balancing regulatory requirements with business objectives in a fast-growing fintech environment.

Qualifications

• 7+ years in 2LoD/1LoD Compliance or Regulatory role in Financial Services or consultancy
• Regulatory knowledge for payment/e-money in LATAM Brazillian market
• Experience in fintech or tech-forward environments
• Ability to work autonomously and manage shifting priorities
• Experience delivering cross-functional projects with Product and Compliance teams
• Excellent communication, ability to translate complex regulations into actionable solutions
• Natural owner able to lead multi-team initiatives

Responsibilities

• Launch new products and features in Brazil and LATAM with regulatory risk mitigation
• Collaborate with Product teams across design, testing, launch and post-launch monitoring
• Help product teams adopt a risk-based approach to product development
• Identify opportunities to improve product competitiveness through regulatory analysis
• Manage regulatory risks across Wise products in Brazil and LATAM
• Provide pre-launch and ongoing risk assessments and regulatory guidance
• Coordinate with Compliance Oversight (2LoD) for new regulations and guidance
• Escalate breaches and maintain an enterprise-wide view of regulatory risk
• Represent Wise in external meetings with regulators, partners and auditors
• Contribute to team strategy, quarterly plans and cross-functional collaboration

Skills

Regulatory compliance

2LoD/1LoD experience

FinTech exposure

Project management

Cross-functional collaboration

Strong communicator

Autonomy

Problem solving

Job description

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.

Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world’s money.

For everyone, everywhere.

More about our mission and what we offer.

Job Description

We’re looking for a Regulatory Senior Product Compliance Manager to work alongside our Wise Platform teams in Brazil to help launch new products and services and launch exciting Regional Partnerships, as well as maintain and upgrade our existing offering in Brazil and the broader LATAM region. You will work closely with the regional Product Managers, to support a cross-functional team of Bankers, Engineers, Data Analysts and Operations Specialists.

Your primary focus will be to help the Wise Platform Product team to expand the offering of our product in Brazil and the broader LATAM region and identify and effectively manage regulatory compliance risks across a range of the existing and new products. You will be expected tomaintain a strong awareness of the impact of regulation on commercial viability and technological innovation.

Your mission:

Launch New Products and Features:

• Identify which regulations will apply to the new products or features and any risks that need to be mitigated as a result of this to ensure a compliant launch

• Collaborate with Product Teams throughout the product lifecycle: from design and user testing, to launch and post-launch monitoring.

• Empower Product Teams to take a risk based approach to building products, processes and controls.

• Collaborate to build practical and customer oriented product solutions while ensuring that the product remains compliant.

• Identify opportunities to improve our product proposition / competitiveness by thoroughly analysing relevant regulations and challenging existing interpretations and market practice.

Manage and Mitigate Regulatory Risks:

• Identify and manage Regulatory Risks across all Wise products offered in Brazil and the broader LATAM region.

• Perform pre-launch and ongoing risk assessments, offering effective advice to Product Managers on existing and forthcoming regulations, gaps and risks.

• Collaborate with colleagues in the Compliance Oversight team (2LoD) to ensure Product Teams are aware of new and upcoming regulations and guidance from Regulators and industry groups.

Maintain an enterprise wide view of risk:

• Escalate breaches and high rated risks to Compliance Oversight in order to help maintain an enterprise-wide view of Wise’s regulatory risk environment.

• Identify related risk typologies and ensure that the relevant specialist teams (i.e. Financial Crime, Privacy, Treasury, Finance) have provided input into the product lifecycle.

• Assist Product Teams in developing and maintaining track of relevant risks across their product, including mitigation plans, action owners and timelines to completion.

Third Party Relationships:

• Represent Wise in external meetings with e.g. partners, regulators, auditors and clearly and effectively articulate Wise’s product and control framework;

• Provide input on regulatory related matters, always representing Wise customer-oriented culture while ensuring compliance.

Contribute to team strategy & culture

• Contribute to the creation of quarterly team plans, ensuring all necessary initiatives are covered and we can provide adequate support to the Product teams.

• Contribute to definition, scoping and execution of long term plans and objectives, in coordination with other stakeholders.

• Act as an example by taking great ownership, promoting a healthy feedback culture and building strong relationships with other teams

Qualifications

A bit about you

• Technical skills. You have a thorough understanding of the regulations applicable to payment institutions/e-money institutions in one of the Brazil and broader LATAM markets. You are familiar with the evolving regulatory expectations of the local regulators.

• Previous experience. You have at least 7 years of experience working in a 2LoD or 1LoD Compliance or Regulatory role (non-operational) within Financial Services or as a consultant or contractor in this space.

• Fintech focus. You have experience (or interest) in working in a fast-growing technology driven environment. Previous experience in a FinTech or consultancy firm is a plus.

• Get the job done. You’re comfortable working with a high degree of autonomy and managing evolving priorities to deliver against the team’s strategy. You have a problem solving attitude, with the ability to use regulations together with data to drive business decisions;

• Project management. You can break big problems/actions up into small and concrete actions. You have experience creating project plans and managing remediations/implementations.

• Excellent communicator. You are able to clearly communicate and breakdown complex problems and regulatory requirements and are able to provide practical and actionable solutions.

• A natural owner. You drive and deliver complex cross-functional projects in an efficient manner. You don’t give up in challenging situations.

• Team player. You are a true team player with a collaborative spirit and the ability to work effectively with different stakeholders, such as Product and Compliance

Additional Information

*Please note, only resumes provided in English will be considered*

Our Benefits:

• RSU’s in a rapidly growing company
• Flexible working model
• An annual self-development budget
• Health and dental allowance for you and your dependents
• Company-paid: Life Insurance, and an EAP program
• Paid time off: 30 days vacation + 3 “Me” days + 1 volunteer day, annually
• A paid 6-week sabbatical leave after four years
• 8-weeks of paid parental leave, after a year with us and child care assistance
• Transportation vouchers
• Food (730 BRL per month) and meal (1,188 BRL per month) vouchers
• TotalPass access to 3,500 gyms and studios throughout Brazil

For everyone, everywhere. We’re people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We’re proud to have a truly international team, and we celebrate our differences.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it’s like to work at Wise visit Wise.Jobs.

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