Investment Advisor - Brazil

Arqfinance; São Paulo; Hybrid; BRL 300,000 - 600,000; Full time

Benefits offered by this job

Stock options

Discretionary bonus

Latest tools and technology

Office days 3-4 in-office

Job summary

ARQ is seeking its founding Investment Advisor in Brazil to own and shape the Wealth and Investments Advisory function from the ground up. You will define how ARQ profiles investors, constructs portfolios, and delivers suitable recommendations through a scalable digital wealth product.

You will also serve as the responsible officer for investment advisory, acting as the primary contact with the BCB and regulators, and help expand the local wealth function as the business grows.

Qualifications

• 3+ years in investment advisory within a regulated financial institution.
• Experience advising on investment strategies and portfolios.
• Strong knowledge of investor objectives, risk profiles, and suitability.

Responsibilities

• Own end-to-end investment advisory function in Brazil.
• Define profiling, risk assessment, objectives and suitability.
• Develop advisory methodology and portfolio construction.
• Design and review model portfolios and recommendations.
• Monitor quality and document rationale.
• Review and approve advisory content and materials.
• Act as Responsible Officer for advisory activity with BCB.
• Lead regulatory processes and collaborate with global teams.

Skills

Investment advisory

Wealth management

Portfolio management

Regulatory compliance

Client communication

Job description

We are building the financial system for the next century. One where control sits in the hands of customers — not banks. Where money moves on rails that are faster, smarter, and radically more efficient. Where wealth management tools help you grow your savings for decades — and build generational wealth. Where fewer intermediaries mean more value stays where it belongs: in our customers’ pockets.

We operate with long-term ambition and absolute conviction. We are not here to iterate on the past — we are here to redesign it. This is a defining moment to join us.

We are building what we believe will become one of the most important financial institutions in the world. That requires exceptional talent, relentless standards, and people who care deeply about the work. At ARQ, we are turning the financial system upside down — starting in the Americas. We are nimble, but ambitious. We move fast, learn fast, and innovate relentlessly. Technology is our greatest ally, and execution is our edge. We build as a team. We think long term. We aim for world-class in everything we do. If you are exceptional at what you do — and ready to help redefine finance — we’d love to meet you. Are you ready to build what comes next?

About the team

We believe that small teams of exceptional people outcompete massive companies with mediocre talent. That’s why we have assembled a group of people who have done it before at iconic companies like Revolut, Apple, Uber, Amazon, and Block. We’ve owned some of the most loved and profitable products in the world, delivered transaction platforms operating at massive scale, created beautiful mobile applications — and built things that have changed the lives of millions of people.

We don’t believe in 9-to-5 and we don’t believe in work-life balance as most companies sell it. We believe building the largest financial institution in the world takes long hours, every day, for years — and we like it that way. If you don’t, don’t apply.

To reshape the global financial system, we’ve raised capital from some of the world’s best investors: Sequoia Capital, Founders Fund, Brevan Howard Digital, Y Combinator, and Kaszek Ventures.

Location

Employment Type

Full time

Location Type

Hybrid

Department

Legal & Compliance

About ARQ

ARQ is one of the fastest-growing fintechs in the world. Our mission is to redefine how people interact with money across borders, building the infrastructure to move value seamlessly. We’re still early in our journey, which means every person who joins shapes the future of our product, culture, and growth. If you’re excited by big challenges, global impact, and the chance to grow fast with a world-class team, ARQ is the place to do it.

About the role

You will be ARQ’s founding Investment Advisor in Brazil, owning and shaping our Wealth and Investments Advisory function from the ground up.

You will define how ARQ understands each investor, constructs portfolios and delivers suitable investment recommendations through a digital, scalable wealth product. You will also serve as the designated responsible POC for ARQ’s investment advisory activity before the BCB

This is a high-ownership role with the opportunity to become ARQ’s investments advisory authority in Brazil and, as the business grows, take on broader leadership of our local Wealth function.

What you’ll be doing

Own ARQ’s investment advisory function in Brazil end to end.

Define our approach to investor profiling, risk assessment, investment objectives and suitability.

Develop ARQ’s investment philosophy, advisory methodology and portfolio-construction approach.

Design and review model portfolios and investment recommendations across relevant asset classes.

Monitor the quality and suitability of recommendations and ensure the underlying rationale is properly documented.

Review and approve investment content, portfolio communications and other customer-facing advisory materials.

Act as the Responsible Officer in charge of the investment advisory activity and serve as a primary contact with BCB and other regulatory bodies on related matters.

Own the regulatory processes applicable to the advisory activity, including the annual Formulário de Referência and the relevant policies, disclosures and records.

Work with ARQ’s global teams to translate our investment vision into a simple, high-quality customer experience.

What you’ll need

3+ years of experience in investment advisory, wealth management, portfolio management or private banking at a regulated financial institution.

Hands‑on experience advising clients on investment strategies, portfolios or financial products.

Strong understanding of investor objectives, risk profiles, investment horizons and portfolio suitability.

Broad knowledge of investment products, such as fixed income, funds, equities, ETFs, private credit and pension products.

Strong investment judgement and the ability to communicate recommendations clearly.

High ownership and the ability to make sound decisions in a fast-moving, high‑accountability environment.

Native Portuguese and professional English.

Nice-to-haves

• Experience at a digital broker, robo‑advisor or wealth fintech.
• Knowledge of ETFs and US‑listed securities.
• Experience building or launching a new investment advisory business.
• CEA, CGA, CNPI, CFP, CFA Level III or another relevant qualification.
• Experience interacting directly with the BCB or supporting regulatory reviews.
  

• Competitive salary and benefits
• Stock options, so you own part of what you build
• Discretionary performance bonus
• The latest tools and technology
• A world‑class team that will challenge and grow your skills
• The opportunity to help build the best fintech app in Latin America
• Office Policy: 3-4 days a week in-office