Head of Lending

Revolut Ltd; São Paulo; Híbrido; BRL 350.000 - 650.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Financial benefits

Work from home flexibility

Revolut Metal

Team events

Descripción de la vacante

Revolut Ltd in Brazil is seeking a Credit Manager to design and implement local lending risk policies, lead a new team, and drive underwriting and portfolio strategy for retail loans. This role demands strong leadership, regulatory engagement, and hands-on risk management in a fast-growing fintech.

You will oversee risk controls, collaborate with regulators, and shape the territory’s credit policy while building a scalable lending operation for the Brazilian market.

Formación

• 7+ years of experience as a bank executive.
• Expertise in retail lending products in Brazil.
• Ability to recruit and lead a team.
• Experience building risk models and credit decisioning.
• Strong regulatory engagement experience.

Responsabilidades

• Build and lead a local team to define and implement lending strategy in Brazil.
• Oversee branch activities and the overall risk of the local loan portfolio.
• Manage regulatory relationships and interactions with regulators.
• Establish and execute underwriting, portfolio management, and collections policy.
• Interact with regulators and local authorities.

Conocimientos

Bank executive

Retail lending Brazil

Risk modeling

Credit decisioning

Regulatory engagement

Team leadership

Analytical thinking

Descripción del empleo

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 80+ million customers get more from their money every day.

As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

The Credit team at Revolut creates and scales lending features that power global growth. They manage the entire product lifecycle, from backend systems to customer-facing experiences. By combining market insight, risk expertise, and technical precision, they deliver safe, forward-thinking solutions tailored to each region.

We're looking for a Credit Manager in Brazil to design credit risk policies, procedures, and strategies for our retail lending features. You'll be managing validation of the underwriting strategy, as well as leading the charge for preventative and reactive actions to the market and product offering.

What you’ll be doing

• Building and leading a local team to define and implement the lending strategy in Brazil
• Overseeing branch activities and the overall risk of the local loan portfolio
• Managing regulatory relationships
• Establishing and executing the territory’s underwriting, portfolio management, and collections policy and activity
• Interacting with regulators and local authorities

What you'll need

• 7+ years of experience as a bank executive
• Expertise in retail lending products in Brazil
• An entrepreneurial drive and personal resilience
• Extensive experience building risk models, managing credit decisioning, and overseeing regulatory engagement
• An understanding of credit portfolio performance
• The ability to recruit and lead a team
• The ability to think and reason logically

Nice to have

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We’re not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Get what you need to succeed

• Financial benefits that show we value your work
• Flexibility to work from home, the office, or abroad
• A Revolut Metal subscription loaded with perks
• Exciting events year-round so you can get to know your team