Credit Risk Intern

Moody's Corporation; São Paulo; Presencial; BRL 24 000 - 42 000; Tempo integral

Resumo da oferta

Moody's Corporation in São Paulo is seeking a motivated student to join the Moody's Local internship program focused on credit analysis and financial research. You will support senior team members with preliminary analyses and prepare financial spreadsheets and presentations.

The role emphasizes learning, collaboration, and exposure to Moody's methodologies, with opportunities to develop AI awareness and risk management practices.

Qualificações

• Undergraduate degree in economics, accounting, engineering, business administration, or statistics.
• Graduation date in 2028 and availability for January 2027–January 2028.
• Experience with Excel, Word, and PowerPoint is essential.
• Basic understanding of AI concepts and interest in responsible AI practices.

Responsabilidades

• Perform preliminary credit analysis to support ratings and research.
• Conduct quantitative analysis of financial statements and market data.
• Prepare spreadsheets, charts, and presentations per Moody's methodologies.
• Build and enhance financial models to support credit assessments.
• Collaborate with analysts and team members on analytical initiatives.
• Assist in meetings with issuers and market participants.

Conhecimentos

Excel

PowerPoint

Communication

Python

VBA

Analytical thinking

Team collaboration

Attention to detail

Internship experience

AI awareness

Formação académica

Undergraduate degree in economics

Undergraduate degree in accounting

Undergraduate degree in engineering

Undergraduate degree in business administration

Undergraduate degree in statistics

Graduation 2028

Descrição da oferta de emprego

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

Skills And Competencies

• Proficiency in Microsoft Office applications, particularly Excel, Word, and PowerPoint
• Strong verbal and written communication skills in English
• Excellent interpersonal and collaboration skills
• Knowledge of Python and/or Visual Basic for Applications (VBA) is a plus
• Ability to adapt to a dynamic environment and effectively prioritize multiple tasks
• Strong analytical, organizational, and problem-solving skills
• Preferably 1 year of relevant experience, including internships
• Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use

Education

• Minimum undergraduate/ first level degree in economics, accounting, engineering, business administration, statistics, actuarial science or similar (e.g. bachelor’s degree, or equivalent qualifications)
• Graduation date of 2028
• Ability to work during program dates: January 2027- January 2028

Responsibilities

• Perform preliminary credit analysis to support ratings, research, analytical outreach, and presentations under the guidance and mentorship of senior team members
• Conduct quantitative analysis of financial statements, asset performance, and economic and market data, as well as qualitative assessments of business strategy, financial policies, governance practices, and other relevant factors
• Prepare financial spreadsheets, charts, analytical reports, and presentations in accordance with Moody’s methodologies
• Build, maintain, and enhance financial models and analytical tools to support credit assessments
• Analyze data, identify key trends, and apply sound judgment to develop well-supported credit conclusions
• Develop a strong understanding of Moody’s Local methodologies and apply them effectively in credit analysis
• Demonstrate the ability to identify and evaluate key factors that influence credit ratings under the guidance of lead analysts
• Support the ongoing monitoring and surveillance of issuers by preparing data, updating analytical components, and escalating potential credit concerns when appropriate
• Perform routine administrative and other ad hoc credit-related tasks as assigned by the direct supervisorCollaborate closely with Associates, Analysts, and other team members under the supervision of the direct manager
• Participate in meetings with issuers, financial advisors, and other market participants to support analytical activities
• Contribute to research initiatives and special projects as required by the team

About The Team

You will provide support to monitoring market developments and credit analysis of the rating process on a portfolio of financial institutions. The role provides a chance to define a contribution to the success of Moody’s Local, by providing a range of services that supplies to the credit analysis function performed by Lead Analysts. Cross-training in supporting varying asset classes, rating teams, and methodologies, as part of career progression. Background in financial institutions, accounting, and financial analysis is a plus. You will be encouraged to demonstrate your ability to work successfully in a team environment. Possess organizational skills, demonstrate attention to detail, and enjoy working in a collaborative team environment. The position provides an outstanding opportunity to foster skills that are valuable to any future career in the financial services industry.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.