AML Manager

Jobtailor; São Paulo; Presencial; BRL 300 000 - 520 000; Tempo integral

Resumo da oferta

Jobtailor is seeking an experienced AML/CTF Manager for its Brazil operations. The role ensures compliance with Brazilian AML/CTF rules and oversees KYC/KYB onboarding, regulatory reporting, and liaison with BACEN/COAF.

You will drive policy development and staff training across the organization. The ideal candidate has 5+ years in a similar position, deep regulatory knowledge, and fluency in English and Portuguese.

Qualificações

• 5+ years as AML/CFT manager or Head of PLD/FT in Brazil.
• Deep knowledge of BACEN/COAF rules, incl. Law 9,613/1998 and Circular 3,978/2020.
• Experience liaising with banks, auditors, and regulators (BACEN).
• Proven ability to handle regulatory inquiries, inspections, and audits.
• Experience drafting, reviewing, and updating AML/CTF/Sanctions policies.
• Strong analytical and organizational skills with attention to detail.
• Fluent in English and Portuguese; CAMS or ICA certification preferred.

Responsabilidades

• Act as the responsible Manager for PLD/FT with direct reporting to the Board as required by Brazilian law.
• Ensure effective AML/CTF/Sanctions compliance throughout the Brazilian business.
• Serve as the primary reporting agent to COAF and maintain relationships with BACEN.
• Identify AML/CTF/Sanctions risks in business practices, products, and services.
• Maintain and develop AML/CTF/Sanctions policies, programs, and procedures.
• Monitor developments in Brazilian and international AML/CTF framework.
• Oversee KYC/KYB onboarding and update customer profiles.
• Provide AML/CTF/Sanctions training and actionable advice to staff.
• Prepare periodic regulatory reports and assist with audits.

Conhecimentos

AML/CTF Compliance

Regulatory Reporting

KYC/KYB Onboarding

Brazilian Regulations

Audit & Inspections

Stakeholder Communication

Formação académica

University degree in a relevant field

Descrição da oferta de emprego

• Act as the responsible Manager for PLD/FT, maintaining direct reporting lines to the Board of Directors/Executive Office as required by Brazilian law
• Ensure effective AML/CTF/Sanctions compliance throughout the Brazilian business
• Act as the primary reporting agent and correspondent to COAF
• Identify AML/CTF/Sanctions risks associated with business practices, products, and services in the Brazilian market
• Maintain and further develop AML/CTF/Sanctions policies, programs, practices, and procedures
• Monitor developments and new trends in the Brazilian and international AML/CTF framework
• Serve as the central contact with BACEN and other regulatory authorities
• Ensure regulatory compliance and mitigate AML/CTF/Sanctions risks
• Oversee AML compliance for local and international payment systems and networks, including PIX, Mastercard, Visa, and Elo
• Prepare periodic regulatory reports
• Assist with regulatory inquiries, inspections, and internal and external audits
• Identify, monitor, and report Suspicious Transaction Reports to COAF
• Continuously improve transaction monitoring systems and perform ad-hoc process reviews
• Oversee KYC/KYB onboarding and update customer profiles
• Ensure customer identification and verification compliance
• Provide AML/CTF/Sanctions training and actionable advice to staff and operational functions in Brazil

Requirements

• 5+ years of effective working experience as an AML/CFT manager or Head of PLD/FT at a payment institution, credit institution, or EMI in Brazil
• Deep, hands-on knowledge of Brazilian financial regulations, specifically BACEN and COAF rules, including Law No. 9,613/1998 and BCB Circular No. 3,978/2020
• Experience liaising with bank partners, auditors, and financial regulators (BACEN)
• Ability to handle regulatory inquiries, inspections, and audits
• Experience drafting, reviewing, and updating AML/CTF/Sanctions policies and procedures
• Excellent analytical and organizational skills with strong attention to detail
• Confidence interacting with individuals at all levels, including C-level executives
• University degree in a relevant field
• Excellent English and Portuguese is an absolute must
• CAMS or ICA certification is highly preferred and considered a strong bonus

Core Competencies

Demonstrates extensive knowledge of Brazilian AML/CTF regulations and compliance frameworks, with a strong focus on risk management and regulatory reporting. Capable of leading AML compliance initiatives and providing training to staff while ensuring adherence to local and international standards.

Highest-signal resume keywords

• AML/CTF Compliance Management
• Brazilian Financial Regulations
• Regulatory Reporting
• KYC/KYB Onboarding
• CAMS or ICA Certification