Corporate Credit Risk Analyst

Propel Consult; Manama; On-site; BHD 12,000 - 24,000; Full time

Job summary

A leading banking institution invites applications for an Analyst, Corporate Credit Risk to assess credit applications for corporate credit facilities. You will conduct in-depth financial and credit risk analysis, formulate risk recommendations, and craft report documents for senior management and credit committees.

Responsibilities include preparing risk reports, reviewing proposals for policy compliance, and engaging with Corporate Banking and Risk Management to ensure timely processing.

Qualifications

• Bachelor's degree or equivalent required.
• 1 year of relevant experience preferred.
• Strong credit analysis, financial assessment, and report-writing skills.
• Proficient in MS Office applications (Excel, Word, PowerPoint).
• Knowledge of corporate banking products, credit policies and banking operations.

Responsibilities

• Conduct detailed assessment and analysis of credit applications for new and existing corporate facilities.
• Perform financial and credit risk analysis evaluating borrowers’ financials, business, industry, and repayment capacity.
• Prepare Risk Authorization Reports (RARs) and credit analysis in line with policies and standards.
• Provide independent risk assessments and recommendations for Senior Management and Credit Committees.
• Review credit proposals from Corporate Banking for policy and risk appetite compliance.
• Liaise with Corporate Banking and Risk Management to obtain information and facilitate timely processing of applications.
• Assist in preparation of committee submissions and related credit documentation.

Skills

Written communication

Verbal communication

Analytical thinking

Problem solving

Independent work

Stakeholder management

Judgment

Integrity

Education

Bachelor's degree

Tools

Excel

Word

PowerPoint

Job description

About Company & Role Purpose

A leading banking institution is seeking an Analyst, Corporate Credit Risk to assess and analyze credit applications for both new and existing corporate credits. The role involves in-depth credit analysis and formulating risk recommendations for senior management and credit committees.

KEY RESPONSIBILITIES, ACCOUNTABILITIES AND ACTIVITIES

• General Conduct detailed assessment and analysis of credit applications for both new and existing corporate credit facilities.
• Perform comprehensive financial and credit risk analysis, including evaluation of borrowers' financial performance, business profile, industry dynamics, and repayment capacity.
• Prepare and draft Risk Authorization Reports (RARs) and supporting credit analysis in line with internal policies and credit standards.
• Formulate independent risk assessments and recommendations for Senior Management and Credit Committees, highlighting key risks, mitigants, and proposed credit structures.
• Review credit proposals submitted by Corporate Banking and assess compliance with applicable policies, procedures, and risk appetite.
• Liaise extensively with Corporate Banking and internal Risk Management stakeholders to obtain required information and facilitate timely processing of credit applications.
• Support the preparation of committee submissions, approval memoranda, and other credit-related documentation.

Qualifications

• Bachelor's degree or equivalent.
• Preferable: at least 1 year of relevant experience.
• Strong credit analysis, financial assessment, and report‑writing skills.
• Proficient in Microsoft Office applications, particularly Excel, Word, and PowerPoint.
• Sound knowledge of corporate banking products, credit policies, procedures, and banking operations.

Skills

• Excellent written and verbal communication skills.
• Strong analytical and problem‑solving abilities with attention to detail.
• Ability to work independently and manage multiple priorities.
• Strong interpersonal and stakeholder management skills.
• Sound judgment and decision‑making capabilities.
• High level of integrity and professionalism.