Assistant Manager - Loans and Islamic Operations

بنك ABC; Bahrain; On-site; BHD 8,000 - 14,000; Full time

Job summary

Bank ABC is seeking an Assistant Manager for Loans and Islamic Operations in Bahrain. The role demands oversight of clerical, data administration and control tasks, with responsibilities spanning project delivery, process improvement, and ensuring adherence to bank policies.

Applicants should have 5+ years in a similar role, strong English communication, and knowledge of wholesale and Islamic loan products. The job requires weekend and holiday coverage as needed.

Qualifications

• Bachelor’s degree or equivalent in finance, banking, accounting, business or risk management.
• Professional qualification in business or management (Lean/Six Sigma, ACT, CMI, ICA, etc.).
• Experience with Wholesale and Islamic loan products and related processes.

Responsibilities

• Review and authorize work to ensure service standards and risk management.
• Support timely delivery of projects within budget and specifications.
• Provide guidance to less experienced team members and back-up coverage as needed.
• Assist in reporting and escalation of irregularities to management and regulators.

Skills

Change Management Methodologies

IT systems UAT

Microsoft Office

Oral Communication

Written Communication

Project documentation

Data input & administration

Education

Bachelor’s degree in Finance, Banking, Accounting, Business or Risk Management

Professional Qualification related to Business or Management (Lean / Six Sigma, ACT, CMI, ICA, etc.)

Tools

Microsoft Visio

Job description

Assistant Manager - Loans and Islamic Operations

Undertake designated activities within the department to ensure service standards are achieved and risks managed. Review and authorize work other staff as requested who are responsible for carrying out a range of demanding clerical, reconciling, data administration and control / monitoring services and duties, in order to ensure timely delivery of a quality service to clients, other Bank ABC units and departments in line with agreed service standards and within budgets.

Principal Responsibilities, Accountabilities and Deliverables of Role:

• As directed, support/undertake the timely and accurate delivery of all requested projects and initiatives ensuring these are within specification and budgeted costs.
• Carry out a range of demanding clerical, data input, reconciliation, data administration and monitoring services, ensuring that the work is completed accurately, on time and in adherence to all specified Bank processes, procedures, standards and relevant external regulations.
• Verify and check the work of other colleagues at lower grades.
• Ensure that the work processed by self and the team adheres to all specified Bank processes, procedures, standards, and relevant external requirements.
• Identify and suggest improvements to new and existing processes / procedures / systems and the way in which the team operates to improve service quality and process efficiency.
• Maintain up-to-date awareness of market conditions, bank products and services to ensure that best practice is adopted where required.
• Participate in the evaluation and implementation of new or upgrades to existing IT systems and new products including the performance of robust user testing in accordance with bank standards.
• Assist in the preparation of reports and escalating irregularities to management and other regulating units/parties.
• Provide advice, guidance and coaching to less experienced team members in order to enhance their technical capabilities and ensure value added service to other departments/units overseeing the work of a team as required.
• Provide back-up cover for other colleagues absent due to sickness, training, annual leave etc.
• Provide business support during weekends, bank holidays and other times when the Bank would usually be closed in Bahrain but markets are open in other parts of the world.
• Respond to a range of demanding enquiries, clarifying customers and other departments/units understanding of the information being given.
• Undertake duties at a similar or higher level as required.
• Undertake delivery of designated activities in order to provide an effective service to other departments/units in accordance with agreed service standards.
• When required support line management with the implementation of changes in own work area.

Job Requirements:

Knowledge:

• Basic Knowledge and understanding of relevant accounting standards for Wholesale and Islamic Loan products.
• Excellent understanding of Wholesale and Islamic Loan products, services, operations, and technology gained from hands on experience in operational roles.
• Familiarity with and exposure to Change Management Methodologies.
• Proven experience in IT systems user acceptance testing.
• Ability to understand complicated products management monitoring requirements.
• Ability to develop and deliver presentations as well as Project documentation e.g. Business Cases, Progress Reports etc.
• Oral Communication: Uses clear, concise and jargon-free speech to explain products/services/procedures and resolve problems. Uses effective telephone manner with customer/colleagues.
• Written Communication: Produces written responses to enquiries using appropriate wording. Produces clear and accurate written material.
• Self / Work Organization: Knows how to prioritize tasks and diarize effectively to achieve deadlines. When appropriate co-ordinates and allocates tasks, ensuring full and effective use of resources available.
• Keyboard / Software Applications: Has a thorough understanding of Microsoft Office software including Visio and systems appropriate to the role and can input and extract information to provide a variety of reports.
• Performance Review & Development: Knows and uses methods of collecting objective data to contribute towards the review process.

Education/Certifications:

• Bachelor’s degree or qualification in the following fields: Finance, Banking, Accounting, Business or Risk Management
• Professional Qualification related to Business or Management (Lean / Six Sigma, ACT, CMI, ICA, etc.)

Experience:

• + 5 years working in a similar role

Personal Attributes:

• Perceives changes as opportunities to learn and not threats.
• Sees change from the perspective of the customer.
• Team Player and Self-motivated who gains and develops skills set to meet challenging requirements.
• Excellent organizational skills and ability to work under pressure and proactively with minimum supervision.
• Strong time management and results orientation.
• Flexible and positive approach to work, ‘can do’ attitude and ability to think beyond what is being requested.
• Strong communication and interpersonal skills both verbal and written in English and ideally one other ABC business language, i.e. Arabic, French or Portuguese; to ensure effective interactions with all levels in the business.
• Ability to speak in public and to senior stakeholders confidently.
• Ability to manage conflict.
• Strong judgment and decision making skills.