Technical Underwriter - MidCorp Property

Allianz Benelux; Brussel; Sur place; EUR 80 000 - 120 000; Plein temps

Avantages offerts par ce poste

Allianz P&C Academy

Company car

Technical development programs

Résumé du poste

Allianz Benelux in Brussels seeks a senior Technical Underwriter specialized in Property to strengthen risk analytics and underwriting excellence across MidCorp segments.

The role covers portfolio steering, pricing adequacy, data-driven decision making, and adherence to Allianz rules for technical management. Fluent English required; Dutch/French a plus.

Qualifications

• Master's degree in economics, business, actuarial science, or related field.
• Proven track record in property underwriting or risk analytics.
• Strong numerical and risk assessment capabilities.
• Fluent in English; Dutch/French a plus.
• Familiarity with underwriting standards and P&C frameworks.

Responsabilités

• Monitor and steer portfolio performance against targets and KPIs.
• Evaluate complex property risks outside standard authority.
• Develop and refine underwriting guidelines for Property line.
• Drive technical pricing adequacy across the portfolio.
• Conduct structured file reviews for quality and compliance.
• Build dashboards and analyses for leadership visibility.

Connaissances

Analytical skills

Data analysis

Excel

Dashboards

AI tools

Formation

Master's degree in economics, business, actuarial science, or related field

Outils

Data visualization tools

Description du poste

Our Benelux Steering department is looking for a Technical Underwriter specializing in Property to strengthen the analytical backbone of our MidCorp portfolio. This is a deeply technical role focused on risk assessment, portfolio performance analysis, and underwriting excellence — not a commercial or broker-facing position.

You will be the go-to expert for property risk evaluation, pricing adequacy, and data-driven portfolio steering across our Low, Mid, and Upper MidCorp segments (including coinsurance). If you thrive on diving into loss data, challenging assumptions, and translating technical insights into underwriting action — this is your role.

What You'll Do

• Portfolio Analysis & Steering — Monitor and control portfolio performance against financial targets (loss ratio, combined ratio, forward-looking KPIs). Identify trends, flag deterioration early, and recommend corrective actions.
• Technical Risk Assessment — Evaluate complex and exceptional property risks that fall outside standard underwriting authority. Assess exposures, accumulations, and facultative reinsurance needs.
• Underwriting Strategy & Guidelines — Develop and refine underwriting guidelines for the Property line of business. Translate market developments (e.g., inflation, climate risk, construction trends) into actionable underwriting parameters.
• Pricing & Product Development — Drive technical pricing adequacy across the property portfolio. Collaborate with actuarial and product teams to ensure rates reflect current risk reality.
• Underwriting File Reviews — Conduct structured file reviews to ensure underwriting quality, compliance with Allianz Rules for Technical Management (P&C), and adherence to risk appetite.
• Data & Reporting — Build and maintain dashboards and analyses that give leadership clear visibility into portfolio health and underwriting discipline.

What We Offer

• A full-time role based in Brussels within an international environment
• A technically deep position at Allianz, a global leader in insurance
• Access to the Allianz P&C Academy and continuous technical development programs
• A collaborative team of steering managers across Engineering, Liability, Marine, and Workers' Accidents
• Competitive salary package with benefits (company-car)

What We're Looking For

• Education: Master's degree in economics, business, actuarial science, or a related field
• Experience: Proven track record in property underwriting, technical portfolio analysis, or risk engineering — ideally within commercial/MidCorp segments
• Technical Skills: Strong analytical capabilities; comfortable working with data, Excel, dashboards, and ideally AI-supported tools
• Mindset: You challenge the numbers, question assumptions, and drive technical rigour. You're not looking for a sales role — you want to go deep on risk.
• Languages: Fluent in English. Dutch and/or French is a plus.
• Compliance Awareness: Familiarity with group underwriting standards (ASU or equivalent frameworks) is an advantage.

Why This Role Stands Out

This isn't a generalist portfolio manager position. It's a specialist technical underwriting role where your analytical depth directly shapes how we price, select, and manage property risk across Benelux. You'll work at the intersection of data, risk, and strategy — without the noise of commercial negotiations.

Interested? Apply now and join us. #LetsCareForTomorrow