Strategic Credit Risk Analyst — Hybrid & Growth

Q8; Antwerpen; Hybrid; EUR 70,000 - 100,000; Full time

Benefits offered by this job

Mobile phone + subscription

Health or hospitalisation insurance

Pension plan

Holiday pay

Year-end bonus

Net expense allowance

Bonus scheme

36 days of annual leave

Hybrid working

BeWell programme

Job summary

Kuwait Petroleum Europe is seeking a Senior Credit Control Analyst to safeguard the credit position of customers across different business segments. You will analyse financial information, assess creditworthiness and monitor risks, turning complex data into clear advice and concrete actions.

You will collaborate with segments, customers, credit insurers and external partners, driving improvements in reporting, systems and processes while maintaining strong relationships and delivering insightful

Qualifications

• Master’s degree in Finance.
• At least 3 years of experience in a similar role.
• Experience in an international company or environment.
• Good understanding of financial and administrative processes and systems.
• Good working knowledge of Excel and SAP. Power BI experience would be great.
• Analytical, accurate and solution-oriented.
• Organise your work independently and manage different priorities effectively.
• Communicate clearly and build relationships with different stakeholders.
• Take initiative and continuously look for ways to improve.
• Fluent in English and at least one additional language (Dutch or French advantageous).

Responsibilities

• Assess the creditworthiness of customers, monitor portfolio and take action to minimise credit risks.
• Prepare analyses for the Credit Committee, present and defend cases and own actions.
• Work closely with Business Segments and customers to understand their financial situation and provide clear credit advice.
• Maintain relationships with credit insurers and collection agencies, ensuring optimal insurance levels and following up on bad debt cases.
• Prepare credit reports and KPIs, analyse ageing and exceeding figures and provide management with clear insights and explanations.
• Support monthly, quarterly and year-end closing activities, including reconciliations, insurance premiums and bad debt provisions.
• Work with our credit model and SAP and identify opportunities to improve systems, reporting and processes.
• Keep credit policies and procedures up to date and contribute to projects that make our way of working smarter and more efficient.

Skills

Financial analysis

Stakeholder management

Excel

SAP

Power BI

English language

Other language awareness

Education

Master's degree in Finance

Tools

SAP

Power BI

Excel

Job description

Kuwait Petroleum Europe is seeking a Senior Credit Control Analyst to safeguard the credit position of customers across different business segments. You will analyse financial information, assess creditworthiness and monitor risks, turning complex data into clear advice and concrete actions.

You will collaborate with segments, customers, credit insurers and external partners, driving improvements in reporting, systems and processes while maintaining strong relationships and delivering insightful