Senior Risk Manager – Credit, Liquidity & Market Risk (EU)

BTGPactual International; Luxemburg; On-site; EUR 90,000 - 130,000; Full time

Job summary

BTG Pactual Europe S.A. is seeking a Risk Management professional to join the second line of defense, independently identifying, assessing, monitoring and reporting credit, liquidity, market and IRRBB risks across the bank’s European operations.

The successful candidate will combine quantitative judgement with knowledge of banking products and EU regulatory requirements, presenting clear risk conclusions to ALCO, senior management and governance bodies.

Qualifications

• Experience in risk management within a bank or regulated financial institution.
• Experience with EU prudential regulation, risk reporting and governance documents such as ICAAP, ILAAP and recovery planning.
• Strong analytical, writing and presentation skills with the ability to communicate clear risk conclusions to senior stakeholders.
• Proficiency in English is required; other languages are an asset.

Responsibilities

• Perform independent credit analysis for new transactions, renewals and portfolio reviews.
• Prepare risk assessments and recommendations for credit approvals and monitor limits.
• Calculate and document IFRS 9 expected credit loss provisions and scenarios.
• Monitor portfolio quality, watchlist exposures and deteriorations.
• Monitor liquidity position, regulatory metrics (LCR/NSFR) and funding profiles.
• Prepare ALCO materials and present liquidity and balance sheet risk to senior stakeholders.
• Monitor market risk exposures and hedging instruments; challenge new products' risk and valuation.
• Prepare IRRBB analysis for ALCO and regulatory reporting.

Job description

BTG Pactual Europe S.A. is seeking a Risk Management professional to join the second line of defense, independently identifying, assessing, monitoring and reporting credit, liquidity, market and IRRBB risks across the bank’s European operations.

The successful candidate will combine quantitative judgement with knowledge of banking products and EU regulatory requirements, presenting clear risk conclusions to ALCO, senior management and governance bodies.