Private Banking Credit Risk Analyst – Brussels

Jobat; Brussel; On-site; EUR 45,000 - 65,000; Full time

Job summary

Jobat, a long-standing private banking institution in Brussels, seeks a credit specialist to assess corporate and professional credit requests, evaluate performance and risk, and craft financing solutions. You will work with commercial teams to set terms and advise internal stakeholders, ensuring proactive risk management and continual process improvement.

The role is based in Brussels and offers a collaborative environment with close interaction across departments and credit committees.

Qualifications

• Assess and analyse credit requests from corporate and professional clients.
• Evaluate financial performance, repayment capacity, and associated risk levels.
• Structure financing solutions and prepare recommendations for credit committees.
• Collaborate with commercial teams to define and negotiate financing conditions.
• Provide expertise and guidance on credit-related matters to internal stakeholders.
• Monitor existing credit files and proactively identify risks and opportunities.
• Contribute to process improvements and participate in departmental projects.

Responsibilities

• Assess and analyse credit requests from corporate and professional clients.
• Evaluate financial performance, repayment capacity, and associated risk levels.
• Structure financing solutions and prepare recommendations for credit committees.
• Collaborate with commercial teams to define and negotiate financing conditions.
• Provide expertise and guidance on credit-related matters to internal stakeholders.
• Monitor existing credit files and proactively identify risks and opportunities.
• Contribute to process improvements and participate in departmental projects.

Skills

Credit analysis

Financial evaluation

Risk assessment

Financing structuring

Credit committee preparation

Internal stakeholder guidance

Job description

Jobat, a long-standing private banking institution in Brussels, seeks a credit specialist to assess corporate and professional credit requests, evaluate performance and risk, and craft financing solutions. You will work with commercial teams to set terms and advise internal stakeholders, ensuring proactive risk management and continual process improvement.

The role is based in Brussels and offers a collaborative environment with close interaction across departments and credit committees.