Senior AML/KYC Consultant

Calculatrice; Straimont; Sur place; EUR 60 000 - 80 000; Plein temps

Avantages offerts par ce poste

Dynamic work environment

Opportunities for professional growth

Competitive compensation and benefits

Résumé du poste

A leading consultancy firm in Luxembourg is seeking an experienced Senior AML/KYC Consultant to join its Compliance & Regulatory Services team. The role includes advising financial institutions on compliance, conducting risk assessments, and ensuring the implementation of AML/KYC frameworks. Candidates should have at least 3 years of relevant experience and a university degree in Law, Finance, or Economics. Fluency in English and French is mandatory, and competitive compensation will be offered.

Qualifications

• Minimum 3–6 years of AML/KYC experience within corporate and retail banking.
• In-depth understanding of AML/CFT regulatory frameworks (CSSF, FATF, 4th–6th EU AML Directives).
• Strong grasp of KYC/AML requirements for both legal entities and individuals.

Responsabilités

• Lead and perform KYC reviews for new and existing clients.
• Conduct AML risk assessments, client risk scoring, and ongoing transaction monitoring reviews.
• Advise clients on the implementation and enhancement of AML/KYC frameworks.

Connaissances

Analytical skills

Problem-solving capabilities

Communication skills

Fluency in English

Fluency in French

Formation

University degree in Law, Finance, Economics, or related field

Outils

AML/KYC platforms

World-Check

Fircosoft

LexisNexis

Refinitiv

Description du poste

We are looking for an experienced Senior AML/KYC Consultant to join our Compliance & Regulatory Services team in Luxembourg. The ideal candidate will have a strong background in Anti-Money Laundering (AML), Know Your Customer (KYC), and Customer Due Diligence (CDD) processes across both corporate and retail banking environments.

This role involves advising financial institutions and fund industry clients on regulatory compliance, conducting risk assessments, and supporting the implementation of robust AML/KYC frameworks aligned with Luxembourg and EU regulations.

Key Responsibilities

Client Onboarding & Due Diligence

• Lead and perform KYC reviews for new and existing clients, covering corporate structures (including SPVs, funds, and holding entities) and individual retail clients.
• Assess complex ownership structures and perform beneficial ownership identification and verification.
• Ensure compliance with AML/CFT regulations, FATF recommendations, and CSSF Circulars.

Regulatory Compliance & Risk Management

• Conduct AML risk assessments, client risk scoring, and ongoing transaction monitoring reviews.
• Advise clients on the implementation and enhancement of AML/KYC frameworks, policies, and internal controls.
• Support the drafting and updating of AML/KYC procedures and compliance manuals in line with regulatory updates.
• Prepare and assist with internal and external AML audits and CSSF inspections.

Advisory & Reporting

• Act (depending of your experience) as a subject-matter expert (SME) on AML/CFT regulations for Luxembourg and EU jurisdictions.
• Provide training and workshops to clients or junior team members on AML/KYC requirements and best practices.
• Support Suspicious Activity Reporting (SAR/STR) processes and liaison with FIUs when required.

Technology & Efficiency

• Work with AML/KYC platforms and tools (e.g., World-Check, Fircosoft, LexisNexis, Refinitiv, or equivalent systems).
• Contribute to digital transformation initiatives enhancing compliance automation and data integrity.

Profile

• Education: University degree in Law, Finance, Economics, or a related field.
• Experience: Minimum 3–6 years of AML/KYC experience within corporate and retail banking, consulting, or financial services.
• Technical Knowledge:

1. In-depth understanding of AML/CFT regulatory frameworks (CSSF, FATF, 4th–6th EU AML Directives).
2. Strong grasp of KYC/AML requirements for both legal entities and individuals.
3. Experience with AML/KYC systems and data management tools.

• Soft Skills:

1. Excellent analytical and problem-solving capabilities.
2. Strong communication skills with the ability to interact confidently with clients and regulators.
3. Proactive, detail-oriented, and capable of working autonomously or in a team.

• Languages: Fluency in English and French are mandatory; German or any other language is a strong asset.

About us

Founded by former EY partners in 2002, IQ Solutions is a leading Luxembourg consultancy with 20 years' experience providing expert solutions to European clients and our global team seamlessly integrates into client work environments. We are an equal opportunity employer as we aim celebrating diversity and are committed to creating an inclusive environment for all employees.

What We Offer

• A dynamic and collaborative work environment,
• Opportunities for professional growth and development,
• Competitive compensation and benefits package,
• The chance to make a significant impact in a leading organization and to become one of our ambassadors.

Contribute to our successful Team

If you are passionate about operational risk management and are ready to take your career to the next level, we invite you to apply or contact us at [e-mail]. Your application will remain confidential.

GDPR

IQS will collect all personal data from candidates as part of the recruitment process.

The personal data will be processed in compliance with the General Data Protection Regulation (GDPR) (Regulation (EU) 2016/679), (Enforcement date: 25 May 2018). We will process the data with the candidates consent or on the basis of the employment contract. The personal data will only be processed based on one of the possible legal basis (as per Art. 6 of the GDPR). Personal data will not be retained for more than required by the GDPR or by applicable Luxembourg laws.